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Living on a Boat in Florida: Best Marinas, Regulations, and More

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Living on a Boat in Florida: Best Marinas, Regulations, and More

Welcome to the ultimate guide on living on a boat in the beautiful sunshine state of Florida! If you’ve ever dreamt of an adventurous and unconventional lifestyle where the sparkling waters become your backyard, and stunning sunsets paint the horizon, then a boat living in Florida might just be the perfect choice for you. In this comprehensive guide, we will navigate through all the essential aspects you need to know about embracing this unique way of life.

From finding the ideal marina to understanding the legalities and discovering the best spots for fishing and diving to uncovering the hidden gems of coastal living, we’ll dive deep into the world of boat living in Florida. So, grab your captain’s hat and prepare to set sail on an unforgettable journey filled with freedom, serenity, and the endless wonders of the Sunshine State. Let’s chart a course together and explore all you need to know about living on a boat in Florida!

Things to consider before deciding to live on a boat in Florida

Living on a houseboat in Florida is an exciting and unique experience that can bring many benefits. Before making such a significant commitment, however, there are a few essential factors to consider.

1. The houseboat living conditions are a crucial point of consideration. Florida’s hot and humid climate makes it ideal for sunbathing, but it also attracts mosquitos and other insects. Therefore, ensuring that the boat is well-ventilated and has adequate insect control is essential. Additionally, storms are a common occurrence in Florida, so it is vital to consider the strength of the boat and the likelihood of being able to drop anchor and sail away to safety.

2. The type of water the houseboat will live in is also essential. Different water types will offer different experiences. If the houseboat is used for fishing, a lake or a river may be the best option. A large body of open water, such as an ocean, is ideal for deep-sea diving or cruising.

3. If the person is comfortable with the party culture of places such as Miami Beach, they may choose to live there. However, if they prefer a laid-back experience, Tampa Bay is the better option. Adaptability to weather and climatic changes is also essential.

4. Cost is also an important consideration. Considering the purchase price and other costs, such as docking and maintenance, is essential when looking at houseboats. Longer leases may offer better bargains, so it is essential to do thorough research before committing to one.

5. Finally, the regulations for living on a houseboat in Florida should be considered. Some rules and regulations must be followed, such as the requirement for a marine sanitation device, and any violations could result in fines.

Considering all these factors, people can make an informed decision about living on a houseboat in Florida and finding the best option for their needs.

man on  a  boat

Pros of Living on a Boat in Florida

Living on a boat in Florida is an attractive option for those seeking an alternative to traditional housing. Not only does it provide an escape from the hustle and bustle of city life, but it also offers a unique lifestyle filled with adventure and relaxation. Here are some of the benefits of living on a boat in Florida:

• Low Cost of Living:  With houseboats, the cost is significantly lower than living on land, making this an attractive option for those on a budget.

• Beautiful Locations:  Florida has some of the most beautiful places to explore while living on a boat. From the Keys to the Bahamas, plenty of options exist for those looking for a great adventure.

• Lavish Onboard Lifestyle:  With its excellent climate, Florida offers a perfect onboard lifestyle. With plenty of outdoor activities, such as sunbathing and sailing, there is always something to do.

• Loose Regulations:  Florida has loose regulations regarding living on a boat, meaning it is easier to establish a home on the water.

• Enjoyable Atmosphere:  Waking up to the sound of waves lapping your boat and seagulls flying overhead is an exceptional experience. From enjoying the beautiful scenery to taking in a unique atmosphere, living on a boat in Florida is an experience like no other.

Challenges and risks associated with Living on a Boat in Florida

Living on a boat in Florida offers a unique and adventurous lifestyle that many people find alluring. Picture waking up to breathtaking sunrises, the gentle sway of the ocean, and the freedom to explore the stunning coastlines at your leisure. However, like any unconventional living arrangement, some challenges and risks come with this idyllic lifestyle.

• Weather and Natural Hazards: Living on a boat exposes you to the unpredictable forces of nature, and Florida’s weather can be particularly volatile. Hurricanes, thunderstorms, and tropical depressions are a reality that boaters must contend with. These weather events can pose significant risks to both the boat and its occupants. Strong winds, torrential rains, and rough seas can cause damage to the vessel and make it difficult to navigate or even dock safely.

• Maintenance and Repairs: Boat ownership, just like any other property, requires regular maintenance and repairs. The corrosive nature of saltwater can accelerate wear and tear on the boat’s exterior, hull, and engine. Routine tasks such as cleaning, painting, and inspecting the boat become crucial to ensure its longevity. Moreover, unexpected mechanical failures or breakdowns can occur, leaving boat dwellers stranded and in need of costly repairs. Being prepared for these maintenance and repair expenses is essential for anyone considering living on a boat in Florida.

• Limited Space and Storage: Living on a boat demands adapting to a minimalistic lifestyle due to limited living space and storage options. Boats are designed to optimize space utilization but are still significantly smaller than traditional houses or apartments. Storage compartments, closets, and amenities may be compact, requiring creative solutions to organize personal belongings. Additionally, space constraints can make accommodating guests or entertaining large groups challenging.

• Health and Safety Concerns: Living on a boat in Florida comes with unique health and safety considerations. Mold and mildew can be caused by moisture and humidity, which can harm health, especially for those with respiratory issues. Additionally, being surrounded by water increases the risk of accidents such as slips, falls, or even drowning. It is critical for the well-being of boat inhabitants to remain watchful and take essential precautions, such as installing safety equipment and maintaining a hygienic living environment.

• Regulatory and Legal Compliance: Living on a boat requires adherence to various regulations and legal requirements. In Florida, boaters must comply with state and local anchoring, mooring, and wastewater disposal laws. These regulations aim to protect the environment, ensure public safety, and maintain orderly waterways. Understanding and abiding by these rules is essential to avoid penalties and conflicts with local authorities.

Boat house on the river in Copenhagen.

Best Places to Live on a Boat in Florida

Here are five of the best marinas where you can live on a boat in Florida:

• Dinner Key Marina – Miami, Florida: Located in the heart of Miami, Dinner Key Marina offers a vibrant and convenient location for living on a boat. With stunning views of the Miami skyline, this marina provides a range of amenities, including clean facilities, laundry services, on-site restaurants, and easy access to nearby attractions. It’s a popular choice for boaters looking to enjoy the exciting urban lifestyle and diverse cultural scene that Miami has to offer.

• Sarasota Bay Marina – Sarasota, Florida: Nestled on the picturesque Sarasota Bay, Sarasota Bay Marina offers a tranquil and scenic setting for boat living. The marina boasts well-maintained docks, state-of-the-art facilities, and a friendly community of boaters. With its proximity to beautiful beaches, upscale dining options, and cultural attractions like the Ringling Museum of Art, living at Sarasota Bay Marina provides both relaxation and entertainment.

• Loggerhead Marina – Hollywood, Florida: Loggerhead Marina, situated in Hollywood, offers a prime location between Miami and Fort Lauderdale. Known for its excellent amenities and top-notch service, this marina provides boat residents with a secure and comfortable environment. With easy access to the Atlantic Ocean, boaters can enjoy fishing, diving, and exploring the vibrant coastal lifestyle. The marina also features a swimming pool, fitness center, and various dining options within walking distance.

• St. Petersburg Municipal Marina – St. Petersburg, Florida: Located in downtown St. Petersburg, this municipal marina offers an ideal blend of city conveniences and waterfront living. Boaters can enjoy the vibrant atmosphere of downtown, with its art galleries, museums, and lively dining scene, while also having access to the beautiful waters of Tampa Bay. The marina provides modern facilities, including showers, laundry, and on-site maintenance services, making it an attractive choice for those seeking a balanced urban boating lifestyle.

• Stock Island Marina Village – Key West, Florida: For those seeking the iconic Florida Keys experience, Stock Island Marina Village in Key West is an excellent option. With its laid-back island atmosphere, this marina offers a true taste of tropical living. Boaters can explore the crystal-clear waters, vibrant coral reefs, and picturesque sunsets that Key West is renowned for. The marina provides first-class amenities, such as a pool, fitness center, and multiple on-site dining options, ensuring a comfortable and enjoyable boating lifestyle.

places to live on a boat in Florida

Why do people prefer living on a boat in Florida?

There are many reasons why people choose to live on a boat in Florida. The following is a list of the top seven most common ones:

1) One of the biggest draws to living on a boat in Florida is the cost of living. The state offers low property taxes and a lower cost of living than most other states.

2) There are many places to live on a boat in Florida. Some areas have marinas and communities specifically for liveaboards, while others are more open to having a ship docked in their backyard.

3) Florida is one of the best places to live on a boat in the United States. The climate is mild, and the water is warm year-round, so you can enjoy boating all year.

4) Florida has many marinas and boatyards that are geared towards liveaboards. You will find many people who have been living on a boat in Florida for years, so you can ask them questions about the lifestyle and get advice.

5) You will find many Florida communities geared towards liveaboards. These communities have amenities such as a swimming pool and laundry facilities, so you can enjoy life on a boat without sacrificing the comforts of home.

6) Florida has many lakes, rivers, and canals perfect for boating. There is no shortage of great places to go boating in Florida.

7) You can find a marina in Florida close to your favorite destinations, so you don’t have to travel far from your boat to visit the places you love.

Family having fun on houseboat sun deck, Kraalbaai, South Africa

How do you find a place to live on a boat in Florida?

Finding a place to live on a boat in Florida can be tricky. There are two main sites where you can find your vessel’s housing: marinas or private docks. First, you would need to find a marina with vacant slips. Second, you would need permission from the private dock or pier owner and make sure it’s legal to live on a boat there.

Sarasota, Fort Myers, and Naples are the most popular marinas for boaters. These marinas have slips that can accommodate boats of all sizes and are affordable. You can find a slip for as low as $300 per month or rent a houseboat for about $1,500 per month.

Florida Liveaboard Laws

In case you’re wondering, a “liveaboard” is a boat that someone utilizes as their primary residence. Pioneering a lifestyle at sea, people opting for this way of life could either stay moored pretty much in the same spot or embark on a nomadic maritime journey.

The State Laws

Florida, known for its exquisite beaches and beautiful waterways, naturally attracts boating enthusiasts. However, Florida implements particular laws regarding living on a boat, more aptly titled “liveaboard laws.” The Sunshine State once adopted a harsh take on liveaboards, essentially banning them in the 1980s. However, rulings in favor of liveaboards have since turned the tide.

Regulations Around Anchorage

One of the main things to keep in mind concerning the liveaboard lifestyle in Florida is the rules around anchoring. According to the Florida Fish and Wildlife Conservation Commission, you’re not allowed to permanently anchor your boat within the boundaries of mooring fields or in parts of waterways where it may pose a danger.

Anchoring within the limits of a public marina is also ruled out, except in certain instances. Florida law also regulates how a liveaboard boat can anchor in one spot. Hence, you must move your boat from its anchored position periodically.

Mooring Fields

Mooring fields are areas designated for boats to anchor. If you wish to live aboard your boat in Florida, finding a well-maintained mooring field would be advisable. These areas have specific amenities, like pump-out stations, that can make liveaboard life easier and more comfortable.

The Importance of Vessel Sanitation

Sanitation is a critical concern when living aboard a boat. Florida law requires any vessel with an installed toilet to possess the capability to retain sewage until it can be pumped out onshore, regardless of whether it is used or not. Illegal sewage discharge can lead to significant fines.

Aerial view of large cruise ship near the port in Italy

Costs of Living on a Boat in Florida

Living on a boat in Florida can be a great way to keep your cost of living down, and there are several factors to consider when exploring this option. The type of boat you choose to live on will significantly impact how much you enjoy your life on the water, as having a boat with a spacious deck can make it easier to take advantage of the sunny climate throughout the year. Additionally, the cost of docking the boat, maintenance, and insurance must be taken into account.

In general, marina fees in Florida can be expensive, as this is a popular vacation destination, and many boaters come here looking to sail to the Bahamas or the Caribbean. Slip fees for a 40-foot sailboat can range from $800 to over $2,000 per month, with discounts available for longer stays. Prices can be higher in vacation cities like Miami Beach and Key West. If you plan to stay in Florida for an extended period of time, private docks may be a more cost-effective option. It is also possible to find marinas that only serve long-term residents, which can offer more affordable rates.

Beautiful sky at sunset perfect for family fun on beach vacation in Florida with clouds in blue sky.

Safety Considerations for Living on a Boat in Florida

Living on a boat in Florida offers a unique lifestyle filled with adventure and freedom. However, it’s crucial to prioritize safety to ensure a smooth and enjoyable experience. Here are some essential safety considerations for those living on a boat in Florida:

• Fire Safety: Fire safety is paramount on a boat due to the confined space and the presence of flammable materials. Install smoke detectors and fire extinguishers in strategic areas on the boat. Regularly inspect and maintain electrical systems, wiring, and appliances to prevent electrical malfunctions that can lead to fires. Develop a fire escape plan and ensure everyone on board understands it. Practice fire drills regularly to guarantee that everyone knows what to do in an emergency.

• Navigation and Seamanship: If you plan to navigate your boat, it’s essential to have a good understanding of seamanship and navigation. Familiarize yourself with the local waterways, including channel markers, navigation aids, and potential hazards. Stay updated with weather forecasts and conditions to avoid unexpected storms or rough seas. Carry nautical charts, GPS systems, and navigation tools to aid in safe passage. Develop good communication skills for hailing nearby vessels and be aware of boating regulations and right-of-way rules.

• Personal Flotation Devices (PFDs): Wearing personal flotation devices (PFDs) is crucial for everyone on board, especially when underway or during water-related activities. Ensure that you have enough PFDs in appropriate sizes for all boat occupants. Inspect them for wear and tear on a regular basis, and replace any damaged or expired devices. Educate yourself and your crew on how to properly wear and use PFDs, since they can save lives in the event of an accident or disaster.

• Weather Awareness: Florida’s weather can be unpredictable, and being aware of changing conditions is essential for safety. Monitor weather forecasts regularly and be prepared to postpone or alter your plans in the face of severe weather, such as thunderstorms or hurricanes. Develop an understanding of weather patterns and signs of changing conditions, including wind shifts, cloud formations, and sudden drops in barometric pressure. Consider investing in a weather radio or marine weather app to stay informed about weather updates while on the water.

• Vessel Maintenance and Inspections: Regular maintenance and inspections are vital for ensuring the safety and seaworthiness of your boat. Perform routine checks of essential systems, such as the engine, electrical systems, fuel lines, and bilge pumps. Inspect and replace worn-out or damaged equipment, including life jackets, fire extinguishers, and distress signals. Keep up with maintenance schedules, such as bottom painting, hull inspections, and propeller checks. Regularly clean and inspect the boat for signs of corrosion, leaks, or structural damage.

young woman resting on a lifebuoy in the sea near the yacht

What are the requirements for living on a boat in Florida?

To live on a boat in Florida, you must have a valid Florida registration and proof of insurance. This means you must have registered your boat with the state and shown evidence of insurance coverage. You can also get an endorsement to live aboard your ship if you meet specific requirements.

You should also be aware of the laws governing houseboats in Florida. These laws vary depending on location, but most houseboat owners must follow some basic regulations to avoid legal trouble. For example, houseboat owners must maintain their boats at least 50 feet from any shoreline or property line and are responsible for cleaning up after their ships.

What are the benefits of living on a boat in Florida?

There are many reasons why people choose to live on boats in Florida. Living aboard a ship can be much cheaper than living in an apartment or house. There are also plenty of beautiful places to explore near the water in Florida, so you won’t have to spend money on transportation each time you want to take a stroll outdoors.

And finally, living aboard a boat gives you access to some of the best views this state offers. Whether you’re looking for panoramic sunsets or tranquil waterways full of wildlife, there’s no shortage of sights worth seeing from your floating home!

What are the challenges of living on a boat in Florida?

Living on a boat in Florida can be challenging due to the weather and houseboat laws. The weather can be unpredictable, and you may have to deal with hurricanes or other extreme weather conditions. Houseboat laws can vary from state to state, making it challenging to live aboard your boat. You’ll also need to budget for insurance, taxes, and repairs. However, if you can deal with these issues and enjoy the freedom of living on a boat, it can be an enjoyable way to live.

What are the worst places to live on a boat in Florida?

The Panhandle and the Treasure Coast are located in the Gulf of Mexico. They have high humidity levels and strong winds. Additionally, these areas experience heavy rains, which can cause flooding and damage boats. These conditions make it difficult to live on a ship, especially if you have water-related equipment or possessions.

What type of boat can I live on?

There are many types of boats you can live on. The first thing to consider is if your boat has a cabin and an engine. If it does, the next consideration is whether the engine is diesel or gasoline. If the craft has a cabin, you’ll also want to consider how many beds there are and whether converting one into a kitchen is possible.

The Best Liveaboard Marinas in Florida (3 Budgets)

Florida has numerous live-aboard marinas, offering different prices, security, and attractions. The best ones are those in a convenient location that have luxurious amenities at an affordable price. In this article, we'll look at the best marinas in Florida that offer liveaboard options, broken down by region and budget.

Some of Florida's most exceptional liveaboard marinas include Bay Point Marina, Legendary Marina, and Sandestin Marina. They have world-class amenities and top-notch security but at a higher cost. Monroe Harbour Marina and Twin Dolphin Marina are some of your go-to places for affordable liveaboard marinas.

In North Florida, their best bets for liveaboard options are Panama City Marina and Jacksonville City Marina, which only require a medium budget. Let's look at a much longer list of other liveaboard marinas in each of these regions in Florida based on how much budget you have.

  • Miami Beach Marina, Opal Key Resort and Marina, and Harbortown Marina are some of the best liveaboard options in South Florida.
  • The Miami Beach Marina is situated in a prime location, so you will need to prepare a higher budget between $1,500 and $2,500 per month.
  • East Coast Florida has some excellent liveaboard marinas with above-average amenities and security, such as Bahia Mar Marina and Palm Harbor Marina.
  • Green Cove Springs Marina offers one of the cheapest liveaboard options in Florida, with rates starting at $10 per foot per month.

living on a sailboat florida

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Some of the most exceptional liveaboard Marinas are located in Northwest Florida, such as Bay Point Marina, Legendary Marina, Sandestin Marina, and Green Cove Springs Marina in North Florida. They come with world-class amenities and top-notch security, but they also have luxurious prices.

If you're after affordability, liveaboard marinas in Central Florida including Monroe Harbour Marina, Ortega Villa Yacht Marina, and Twin Dolphin Marina are some of your go-to places. They provide basic amenities like showers, restrooms, and laundry facilities, as well as additional amenities like Wi-Fi and cable TV.

Although not as extensive or luxurious as those provided by marinas with higher ratings, they are still of good quality and provide a comfortable and convenient experience for boaters and yacht owners.

When it comes to security, they can provide basic security measures like security cameras, gated access, and security personnel. However, the security measures may not be as extensive or sophisticated, and could potentially be vulnerable to security risks such as theft, vandalism, or other criminal activities.

The table below shows some of the best liveaboard marinas in Northwest Florida (also called "Panhandle") and the estimated monthly cost for each based on three budget types:

Budget Type Marina Name Amenities Security Estimated Monthly Cost Overall Rating





Low budget options
Pensacola Shipyard ⭐⭐⭐⭐ ⭐⭐⭐ $300 - $500 ⭐⭐⭐
Pensacola Beach Marina ⭐⭐⭐⭐ ⭐⭐⭐ $300 - $500 ⭐⭐⭐
Palafox Pier & Yacht Harbor ⭐⭐⭐⭐ ⭐⭐⭐ $300 - $500 ⭐⭐⭐
Bayou Grande Marina ⭐⭐⭐ ⭐⭐⭐ $300 - $500 ⭐⭐
Shalimar Yacht Basin ⭐⭐⭐ ⭐⭐⭐ $300 - $500 ⭐⭐



Medium budget options
Destin Harbor Boardwalk ⭐⭐⭐⭐ ⭐⭐⭐⭐ $500 - $1,000 ⭐⭐⭐⭐⭐
Fort Walton Beach Landing ⭐⭐⭐⭐ ⭐⭐⭐⭐ $500 - $1,000 ⭐⭐⭐⭐⭐
Niceville Yacht Club ⭐⭐⭐⭐ ⭐⭐⭐⭐ $500 - $1,000 ⭐⭐⭐⭐


High budget options
Bay Point Marina ⭐⭐⭐⭐⭐ ⭐⭐⭐⭐⭐ $1,000+ ⭐⭐⭐
Legendary Marina ⭐⭐⭐⭐⭐ ⭐⭐⭐⭐⭐ $1,000+ ⭐⭐⭐⭐⭐
Sandestin Marina ⭐⭐⭐⭐ ⭐⭐⭐⭐⭐ $1,000+ ⭐⭐⭐⭐⭐

Pensacola Shipyard

Located in Pensacola, Florida, this marina offers a variety of amenities including a ship store, fuel dock, laundry facilities, and boat repair services. It is conveniently located near downtown Pensacola and has a friendly community of boaters.

Pensacola Beach Marina

Located on Little Sabine Bay, Pensacola Beach Marina is a great option for liveaboards. The marina offers a variety of amenities, including a pool, laundry facilities, and a ship store. It's also just a short walk from the beach which makes it a great spot for those who love to swim and sunbathe.

Palafox Pier & Yacht Harbor

Also located in Pensacola, this marina offers a variety of amenities including a swimming pool, fitness center, laundry facilities, and a restaurant. It's a good liveaboard marina because it's located in the heart of downtown Pensacola and offers easy access to restaurants, shops, and entertainment.

living on a sailboat florida

Bayou Grande Marina

Bayou Grande Marina offers a variety of amenities including a ship store, boat rental services, and a fuel dock. It's one of the best live-aboard marinas because it's located in a quiet and peaceful area with easy access to the Gulf of Mexico.

Shalimar Yacht Basin

The Shalimar Yacht Basin is located in Shalimar, Florida, which is a small town in Okaloosa County. The marina offers a variety of amenities for liveaboard residents, including a full-service fuel dock, clean restroom and shower facilities, laundry facilities, pump-out station, Wi-Fi access, and cable TV.

The marina is conveniently located near many popular attractions, such as the Gulf of Mexico, Destin Harbor, and the Emerald Coast. The marina also has a strong sense of community, with many social events and activities organized throughout the year, making it a great place to meet other boaters and make new friends.

Destin Harbor Boardwalk

The Destin Harbor Boardwalk is a great spot for liveaboards who want to be close to all the action. The boardwalk is home to several restaurants, shops, and attractions, and it's just a short walk from several marinas.

This marina is also home to several other popular attractions, such as the Destin History and Fishing Museum, the HarborWalk Village, and the Gulfarium Marine Adventure Park. These attractions offer a variety of activities for visitors, including fishing charters, dolphin-watching tours, and water sports rentals.

Fort Walton Beach Landing

Fort Walton Beach Landing is a marina located in Fort Walton Beach, Florida, on the Gulf of Mexico. Some of the amenities offered here include:

  • Electricity and water hookups
  • Pump-out station
  • Restrooms and showers
  • Laundry facilities
  • Picnic areas and grills
  • Fishing pier

This marina is situated in a protected harbor, which means that boaters are sheltered from the wind and waves that can sometimes make life on a boat uncomfortable. Additionally, the marina is located near many restaurants, shops, and other attractions, making it easy for liveaboards to access everything they need.

Niceville Yacht Club

Niceville Yacht Club is another marina located in the Florida Panhandle, specifically in Niceville, Florida. It's a popular destination for boaters and liveaboards due to its location on the beautiful Choctawhatchee Bay and its great amenities, such as:

  • Swimming pool
  • Clubhouse with kitchen and lounge area

This marina also hosts regular events and activities for its members, which helps to foster a sense of camaraderie among boaters and liveaboards.

living on a sailboat florida

Bay Point Marina

Bay Point Marina is located on Grand Lagoon in Panama City Beach. The marina offers a variety of amenities, including a pool, a fitness center, and laundry facilities.

Additionally, Bay Point Marina provides easy access to the Gulf of Mexico and St. Andrews Bay. The marina offers boat slips for rent, as well as boat rentals for those who don't own their own vessel. Here's how much a boat slip costs in Miami, Florida.

Fishing charters are also available from Bay Point Marina, allowing visitors to try their luck at catching a variety of fish species, including red snapper, grouper, and king mackerel.

Legendary Marina

Legendary Marina is located in Destin, Florida, and it offers high-end amenities for boaters. The marina is situated on Choctawhatchee Bay and has easy access to the Gulf of Mexico.

It also offers a variety of services, including boat rentals, fueling, and yacht sales. The marina also features a restaurant, a pool, and a fitness center. The liveaboard options at Legendary Marina come with a high price tag due to the luxurious amenities and services that the marina offers.

Sandestin Marina

Sandestin Marina is also located in Destin, Florida, and it offers a wide range of amenities for boaters. Sandestin Marina offers boat rentals, fueling, and yacht sales, as well as a variety of dining options, shopping, and entertainment.

The liveaboard options at Sandestin Marina are also priced higher due to the luxurious amenities and services that the marina offers, including access to the Sandestin Golf and Beach Resort.

The table below shows some of the best liveaboard marinas in North Florida and the estimated monthly cost for each based on three budget types:

Budget Type Marina Name Amenities Security Estimated Monthly Cost Overall Rating
Low budget option Green Cove Springs Marina ⭐⭐⭐⭐⭐ ⭐⭐⭐⭐⭐ $350 - $500 ⭐⭐⭐⭐⭐
Medium budget option Marina at Ortega Landing ⭐⭐⭐⭐⭐ ⭐⭐⭐⭐ $600 - $800 ⭐⭐⭐⭐⭐


High budget options
Jacksonville City Marina ⭐⭐⭐⭐⭐ ⭐⭐⭐ $1,000 - $1,500 ⭐⭐⭐⭐
Panama City Marina ⭐⭐⭐ ⭐⭐⭐ $1,000 - $1,500 ⭐⭐⭐
St. Augustine Municipal Marina ⭐⭐⭐ ⭐⭐⭐ $1,000 - $1,500 ⭐⭐⭐

Green Cove Springs Marina

Green Cove Springs Marina is located just south of Jacksonville and is a great option for boaters looking for a more relaxed atmosphere. The marina has 220 slips, with rates starting at $10 per foot per month. Some of the amenities available include:

  • Showers and restrooms
  • On-site restaurant

Green Cove Springs Marina is also located near several great attractions, including the historic town of Green Cove Springs and the St. Johns River.

Marinas at Jacksonville

Jacksonville is a great place to live aboard your boat, with several marinas to choose from. One of the best options is the Marina at Ortega Landing, which offers a range of amenities and services for boaters. The marina has 192 slips, with rates starting at $15 per foot per month. Some of the amenities available include:

  • Fitness center

Another great option is the Jacksonville City Marina, located in the heart of downtown Jacksonville, and has 78 slips, with rates starting at $12 per foot per month. Some of the amenities available include:

  • 24-hour security
If you plan to keep your boat in a marina in Florida, find out the different slip rates for each marina from this article.

Panama City Marina

If you are looking for a live-aboard marina on the Gulf Coast, the Panama City Marina is a great option. The marina has 125 slips, with rates starting at $12 per foot per month. Some of the amenities available include:

The Panama City Marina is also located near several great attractions, including the Gulf of Mexico and St. Andrews State Park.

St. Augustine Municipal Marina

The St. Augustine Municipal Marina is a marina located in the historic city of St. Augustine, Florida. It offers a variety of amenities for boaters, including fuel, water, electricity, restrooms, showers, laundry facilities, and a pump-out station.

The marina is conveniently located near many popular attractions, including the historic district, restaurants, and shops. It is also a popular spot for fishing and boating enthusiasts, with easy access to the Intracoastal Waterway and the Atlantic Ocean.

The table below shows some of the best liveaboard marinas in Central Florida and the estimated monthly cost for each based on three budget types:

Budget Type Marina Name Amenities Security Estimated Monthly Cost Overall Rating

Low budget options
Monroe Harbour Marina ⭐⭐ ⭐⭐⭐ $500 - $800 ⭐⭐
Ortega Villa Yacht Marina ⭐⭐ ⭐⭐ $500 - $800 ⭐⭐
Medium budget option Twin Dolphin Marina ⭐⭐⭐ ⭐⭐ $800 - $1,500 ⭐⭐⭐
High budget option Sanford Boat Works and Marina ⭐⭐⭐ ⭐⭐⭐ $1,500+ ⭐⭐⭐

Monroe Harbour Marina

Monroe Harbour Marina is a full-service marina located in Sanford, Florida, on the shores of Lake Monroe. The marina features 200 wet slips that can accommodate boats up to 60 feet in length.

The slips are equipped with water and electrical hookups, and the marina also provides Wi-Fi and cable TV services. The marina's fuel dock offers both gas and diesel fuel, and pump-out services are available for waste disposal.

In addition to its boating services, the marina also has a clubhouse with a lounge area, kitchen, and laundry facilities. There is also a swimming pool, a hot tub, and a picnic area available for use.

The location of Monroe Harbour Marina is ideal for boaters who want to explore the St. Johns River and the many lakes in the area. It is also within driving distance of many popular attractions, such as Disney World and Universal Studios in Orlando.

Ortega Villa Yacht Club Marina

Located in Jacksonville, Ortega Villa Yacht Club Marina is a great option for boaters looking for a quiet and peaceful marina. The marina offers 24-hour security, laundry facilities, and a clubhouse with a kitchen and lounge area.

The dockage rates are affordable, with slips ranging from $9 to $12 per foot per month. The marina can accommodate boats up to 50 feet in length.

Twin Dolphin Marina

Twin Dolphin Marina is located in Bradenton, just south of Tampa Bay. This marina offers a variety of amenities, including a heated pool, laundry facilities, and a ship store.

The marina also has a restaurant and bar on site. The dockage rates are reasonable, with slips ranging from $12 to $16 per foot per month. They can accommodate boats up to 60 feet in length.

Sanford Boat Works and Marina

living on a sailboat florida

Sanford Boat Works and Marina is located on Lake Monroe in Sanford, just north of Orlando. This marina offers a wide range of amenities, including a fuel dock, pump-out station, and laundry facilities.

The dockage rates are more affordable, with slips ranging from $8 to $14 per foot per month. The marina can also accommodate boats up to 60 feet in length.

The table below shows some of the best liveaboard marinas in South Florida and the estimated monthly cost for each based on three budget types:

Budget Type Marina Name Amenities Security Estimated Monthly Cost Overall Rating


Low budget options
Cooley's Landing Marina ⭐⭐⭐ ⭐⭐⭐ $500 - $700 ⭐⭐⭐
Legacy Harbour Marina ⭐⭐⭐ ⭐⭐⭐ $500 - $700 ⭐⭐⭐






Medium budget options


Garrison Bight Marina ⭐⭐⭐ ⭐⭐⭐ $800 - $1,200 ⭐⭐⭐
Crandon Marina ⭐⭐⭐ ⭐⭐⭐ $800 - $1,200 ⭐⭐⭐
Dinner Key Marina ⭐⭐⭐ ⭐⭐⭐ $800 - $1,200 ⭐⭐⭐
Key West Bight Marina ⭐⭐⭐ ⭐⭐⭐ $800 - $1,200 ⭐⭐⭐
Burnt Store Marina ⭐⭐⭐ ⭐⭐⭐ $800 - $1,200 ⭐⭐⭐



High budget options
Lauderdale Marine Center ⭐⭐⭐ ⭐⭐⭐⭐ $1,500 - $2,500 ⭐⭐⭐⭐
Opal Key Resort and Marina ⭐⭐⭐⭐ ⭐⭐⭐ $1,500 - $2,500 ⭐⭐⭐⭐
Miami Beach Marina ⭐⭐⭐ ⭐⭐⭐⭐ $1,500 - $2,500 ⭐⭐⭐⭐

Marinas in Miami

Miami is a vibrant city with plenty of marinas to choose from. Here are a few of the best liveaboard marinas in Miami:

Miami Beach Marina

Located in the heart of South Beach, this marina offers easy access to the city's restaurants, shops, and nightlife. It has 400 slips that can accommodate boats up to 250 feet long, and it offers amenities such as cable TV, Wi-Fi, and laundry facilities.

Dinner Key Marina

This marina is located in Coconut Grove and has 582 slips that can accommodate boats up to 175 feet long. It offers amenities such as a fuel dock, pump-out station, and laundry facilities.

Crandon Marina

Located on Key Biscayne, this marina has 200 slips that can accommodate boats up to 50 feet long. It offers amenities such as a fuel dock, a pump-out station, and a restaurant. It is also one of the cheapest places to dock your boat in Florida , with rates from $2.50 per foot per day for wet slips.

Marinas in Key West

Here are a few of the best liveaboard marinas in Key West:

Opal Key Resort and Marina

This marina is located in the heart of Old Town Key West and offers easy access to the city's restaurants, shops, and nightlife.

It has 245 slips that can accommodate boats up to 200 feet long, and it offers amenities such as a fuel dock, pump-out station, and laundry facilities.

Garrison Bight Marina

This marina is located on the north side of Key West and has 140 slips that can accommodate boats up to 70 feet long. It offers amenities such as a fuel dock, pump-out station, and a ship store.

Key West Bight Marina

This marina is located in the heart of Old Town Key West and has 33 slips that can accommodate boats up to 140 feet long. It offers amenities such as a fuel dock, pump-out station, and laundry facilities.

Marinas in Fort Lauderdale

Fort Lauderdale is known as the "Venice of America" because of its extensive network of canals and waterways. Here are a few of the best liveaboard marinas in this area:

Lauderdale Marine Center

This marina is located on the New River and has 160 slips that can accommodate boats up to 200 feet long. It offers amenities such as a fuel dock, pump-out station, and a ship store.

Cooley's Landing Marina

This marina is located on the New River and has 40 slips that can accommodate boats up to 60 feet long. It offers amenities such as a fuel dock, pump-out station, and laundry facilities.

Marinas at Southwest Florida

Legacy harbour marina.

Located in the heart of downtown Fort Myers, Legacy Harbour Marina is a great option for those who want to be close to restaurants, shops, and other amenities.

The marina offers floating docks, 30/50/100-amp power, Wi-Fi, laundry facilities, and a fitness center. There's also a pool and hot tub on-site, as well as a waterfront restaurant and bar. The marina is also pet-friendly, so you can bring your furry friend along for the adventure.

Burnt Store Marina

Located in Punta Gorda, Burnt Store Marina is a full-service marina with plenty of amenities for liveaboards. The marina offers floating docks, 30/50-amp power, Wi-Fi, laundry facilities, and a fitness center.

Burnt Store Marina is located near several popular boating destinations, including Boca Grande, Charlotte Harbor, and the Gulf of Mexico.

The table below shows some of the best liveaboard marinas in East Coast Florida and the estimated monthly cost for each based on three budget types:

Budget Type Marina Name Amenities Security Estimated Monthly Cost Overall Rating
Low budget option Riverside Marina ⭐⭐⭐ ⭐⭐⭐ $400 - $500 ⭐⭐⭐
Medium budget option Harbortown Marina ⭐⭐⭐⭐ ⭐⭐⭐ $800 - $1,000 ⭐⭐⭐⭐



High budget options
Palm Harbor Marina ⭐⭐⭐⭐ ⭐⭐⭐⭐ $1,500 - $2,000 ⭐⭐⭐⭐
Sailfish Marina Resort ⭐⭐⭐⭐⭐ ⭐⭐⭐ $1,500 - $2,000 ⭐⭐⭐⭐
Bahia Mar Marina ⭐⭐⭐⭐ ⭐⭐⭐⭐ $1,500 - $2,000 ⭐⭐⭐⭐
Pier Sixty-Six Marina ⭐⭐⭐⭐ ⭐⭐⭐ $1,500 - $2,000 ⭐⭐⭐

Riverside Marina

This marina is located on the Indian River and offers affordable rates for liveaboards. You'll have access to laundry facilities, restrooms, and showers, as well as a swimming pool and picnic area.

The marina offers boat slips, dry storage, fuel, bait, tackle, and a ship store. It is a full-service marina that can accommodate boats up to 120 feet in length.

Harbortown Marina

Harbortown Marina is located on the Indian River Lagoon, just a short distance from the Fort Pierce Inlet and the Atlantic Ocean. The marina offers 100 wet slips and 400 dry storage spaces for boats up to 100 feet in length.

In addition to the amenities mentioned, Harbortown Marina also has a fuel dock, pump-out station, and a ship store that sells boating supplies, snacks, and beverages.

The marina is located in a gated community and has 24-hour security. It is conveniently located near downtown Fort Pierce, which has a variety of restaurants, shops, and attractions for boaters to enjoy.

Palm Harbor Marina

Palm Harbor Marina is a popular destination for liveaboards, with over 200 slips available for long-term rentals. The marina offers a range of amenities to make life on board more comfortable, including a fitness center, laundry facilities, and a swimming pool. There are also several restaurants and shops located within walking distance of the marina.

In addition to its amenities, Palm Harbor Marina also offers a range of services to boaters, including fueling, pump-out, and boat maintenance and repair. The marina has a team of experienced technicians who can handle everything from routine maintenance to major repairs.

Sailfish Marina Resort

Sailfish Marina Resort is a popular marina located on Singer Island in Palm Beach County, Florida. They offer a variety of amenities to boaters, including a restaurant, a swimming pool, and laundry facilities.

The restaurant called the Sailfish Marina Restaurant, is known for its fresh seafood and stunning waterfront views. The swimming pool is a great place to relax and cool off after a day out on the water, and the laundry facilities make it easy to keep your clothes and linens clean while on board.

living on a sailboat florida

Sailfish Marina Resort is also a popular destination for sportfishing enthusiasts. The marina hosts several fishing tournaments throughout the year and is home to a number of charter fishing boats.

Bahia Mar Marina

Bahia Mar Marina is located in the heart of Fort Lauderdale, Florida, and is one of the most popular marinas in the area. It offers a luxurious and comfortable experience for those who choose to live aboard their boats.

The marina is equipped with state-of-the-art facilities, including a fitness center, a swimming pool, and laundry facilities, making it an ideal choice for those who want to enjoy the best of both worlds - the freedom of living on a boat and the amenities of a luxury resort.

Pier Sixty-Six Marina

Pier Sixty-Six Marina is another high-end option in Fort Lauderdale, which offers a variety of amenities, including a spa, a fitness center, and a swimming pool.

In addition to these amenities, Pier Sixty-Six Marina also provides guests with access to a variety of dining options, ranging from casual cafes to upscale restaurants. Pier Sixty-Six Marina is also home to a variety of events throughout the year, including boat shows, fishing tournaments, and other water-related activities.

Below are some factors to keep in mind when selecting the best liveaboard marina for your needs:

Choose one with the most convenient location

You'll want to find a marina that is conveniently located near your work, family, and friends. You might also want to consider the surrounding area and the amenities available nearby.

For example, if you enjoy fishing, you may want to choose a marina that is located near good fishing spots. One well-known spot for these activities is the Florida Keys located off the southern coast of Florida.

Choose a marina that offers the amenities you need

Some marinas offer laundry facilities, swimming pools, and fitness centers. Others may have restaurants, bars, and shops on-site. You might need to make a list of the amenities that are important to you and choose a marina that offers them.

A marina with a high rating means that the marina provides a wider range of high-quality amenities that are well-maintained and easily accessible to boaters and yacht owners.

Check the price

When you own a boat in Florida , one of the recurring expenses goes for docking and slip fees in marinas. Some marinas are more expensive than others, such as those found in Northwest Florida like Bay Point Marina, Sandestin Marina, and Legendary Marina.

But, there are also affordable marinas such as Monroe Harbor Marina in Central Florida and Riverside Marina on the East Coast. However, keep in mind that some marinas charge additional fees for liveaboard status, so try to factor those costs into your budget as well.

Pick one with good security measures

You'll want to choose a marina that has good security measures in place to protect your boat and your belongings. Therefore, look for ones that have security cameras, gated entrances, and on-site security personnel.

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The Best Liveaboard Marinas In Florida

The Best Liveaboard Marinas In Florida | Life of Sailing

Last Updated by

Daniel Wade

June 15, 2022

If you are lucky enough to be able to live aboard your boat, the world is your oyster. Yes, truly. The world. You have a luxury that very few people do. You can pick pretty much any marina in the world and live there. So long as you can afford the Marina fees, you should have no trouble at all.

Once you are sure that living full time on your boat is for you, there comes the big question. Where do you want to live? The answer to that varies from person to person. Maybe you want to be close to a big city? Maybe you want to be near family? Maybe you want great access to the rest of the world? Maybe you want to live where the weather is good, the people are friendly, and the food is great? Maybe you want to liveaboard in Florida.

If that is the case, you are in luck, this article will act as your guide. This article not only explains why you might want to live in Florida but where exactly would be best for you. Here are some of the best liveaboard marinas in Florida.

Table of contents

Why might someone want to live aboard their boat in Florida?

Florida is a fantastic place to live. There is so much to do, so much to see, and the work opportunities are abundant. Florida may have a reputation for being a weird state, but that’s all talk.

Florida is very safe, it has strict laws with impressive transparency. Florida is an open book, if that’s something that appeals to you, maybe that alone is a good reason to move there.

If you are looking for a financial incentive, consider this. Florida has zero income tax. That’s right – 0% income tax. If you are someone making $50k a year, you may lose anywhere from $5k-$15k from that in taxes every year.

In Florida, you would keep all of that. Moving there is like getting an immediate raise. It is also important to consider this when you are factoring in your budget for a marina slip.

You will have far more disposable income, so you may be surprised how much more you have to spend on a high-quality marina slip in a prime location.

What are some things to consider when living aboard your boat in Florida?

Not everything in Florida is sunshine and rainbows. A lot of it is, but not everything. Florida is very hot, which is great. Florida is also very humid, which you might not enjoy as much. A lot of Florida is swampland, which when combined with the humid air, offers the perfect climate for mosquitos and other insects. If this is something that will bother you, maybe Florida isn’t for you. On the other hand, if you are living along the coast very close to the city there are going to be far fewer insects. Not none, but less.

Additionally, depending on where you live in Florida you may find the party culture uncomfortable. Miami can be crazy. It is a playground for the young, drunk, and wealthy. If this isn’t a problem for you, great! Maybe you are young, drunk, and wealthy yourself. If, on the other hand, you have left your partying and binge drinking behind you this may become rather grating over time. If you are trying to avoid this kind of nightlife, its a good idea to stick to Tampa Bay rather than Miami Beach. Despite what you might think, Tampa is far more relaxed.

The weather has been touched on briefly, day to day you have nothing to worry about. Bugs are annoying but not necessarily a big problem. What can be a big problem is the storms. Florida bears the brunt of a lot of tropical storms, tornados, hurricanes, twisters, cyclones, whatever you want to call them. A lot of them hit Florida. It isn’t uncommon for people to evacuate yearly for safer waters. This is typically a metaphor for ordinary folk. For people who live aboard their boat, this is literal. You may genuinely need to weigh anchor and sail for safer waters. Heading up the coast to New York in a hurry is a pain. It can also be very expensive.

If everything mentioned above has left you still wanting to live in Florida, perhaps it even made you more excited, then its time to pick where you might like to live. Choosing a Marina is not as much of a commitment as renting an apartment, leases can be far shorter and much more flexible. But, this normally comes at a price. You will be able to get a much better deal by committing to a longer lease. So, doing your best to make sure you pick the best marina for you the first time around is very important. It could end up saving you a small fortune in the long run. This next section is here to help you do just that.

What should I be looking for in my marina?

Your marina needs to work for you. How much your money will get you varies from place to place. Do you want to live as close to Miami as possible? Great. But you may only be able to afford the most basic marina. This is a marina with little to no added amenities, electricity and water may not even be included. Here are some things you might not have considered that you need, but that you might miss once you are without them.

Washing and drying facilities

If you are living on your boat, unless its a mega-yacht, chances are you don’t have a washer or dryer. This means having to rely on a laundromat. Which is fine, of course. But, when you consider you likely don’t have a car can become a real pain. You will need to do laundry at a minimum once or twice a week. Having to take a bus across town with all your dirty clothes is going to be tedious at best. That’s why choosing a marina with good washing and drying facilities is so important. It can save you a lot of headaches. And a lot of money, as the machines are typically free. They won’t be free in a laundromat, that’s for sure.

Being stuck on a boat is some people’s idea of heaven. But, it isn’t heaven for your body. People need to move around as much as possible. This is good for both mental and physical wellbeing. Having to go across town to find a decent gym is inconvenient, some marinas will have a gym and swimming pool included on the premises. This isn’t a necessity, just something that you might want to consider when choosing between two otherwise equal marinas.

Power and water hookups

Not all marinas come with power and water hookups. You will not only want but need access to both of these things if you plan to be there long term. If power and water are not included in your lease, you will need to discuss how much extra these will be. The cost of power especially can start to add up over the year. It is just something to consider when comparing multiple locations.

Not all marinas will come with wifi, those that do may not have particularly good wifi. But, bad wifi is better than no wifi. Of course, you can set up a connection yourself with a satellite router. But this isn’t always ideal. If you do manage to find a marina to provides wifi, even if it isn’t free, this should put it at the front of the running. If you are planning on working from your boat, doing so without wifi might not be ideal or even possible.

Having good security is important. If you are living aboard your boat that is likely where everything you own is. Boats are not the hardest to break in to. Someone who is determined could be in and out of your boat in 5 minutes with everything of value. That’s why choosing a marina that’s gated, has CCTV, and even has 24/7 security is not only ideal but advised.

The Best Liveaboard Marinas in Florida

Finding the best Marina for you will depend on a lot of things, many of them were touched on above. But for the most part, it is two things. Location and price. Just like when buying a house, location is everything. Here are some of the best liveaboard marinas in Florida sorted by location. Hopefully, at least one or more of them will be what you are looking for.

The marinas are listed first by location and then by the quality. The higher up the list the marina is the better it is, not the more expensive it is. Of course, it is up for you to decide which of the marinas is best for you. If you are looking for the most job prospects, the closer to Miami the better. Finding something in South Florida is far easier than finding something in the north. You will quickly notice that when it comes to the north, your options are very limited. North Central Florida for example only has the Sea Hag Marina, in Steinhatchee, in its entire segment. Whereas there are about 20 choices for the south. There is nothing wrong with choosing to live in the north, it just doesn’t afford as many opportunities as the south does.

North West Florida

  • Bay Point Marina in Panama City Beach
  • Panama City Marina in Panama City

North Central Florida

  • Sea Hag Marina in Steinhatchee

North East Florida

  • Fernandina Harbor Marina in Fernandina Beach
  • Mandarin Holiday Marina in Jacksonville
  • Ortega Villa Yacht Club Marina in Jacksonville

Central East Florida

  • Eau Gallie Yacht Basin in Melbourne
  • Fort Pierce City Marina in Fort Pierce
  • Halifax Harbor Marina in Daytona Beach
  • Harbortown Marina in Merrit Island
  • Melbourne Harbor Marina in Melbourne
  • New Smyrna City Marina in New Smyrna Beach
  • Titusville Municipal Marina in Titusville
  • Harbortown Marina in Fort Pierce
  • Vero Beach Municipal Marina Vero Beach

Central Florida

  • Astor Bridge Marina in Astor
  • Green Cove Springs Marina in Green Cove Springs
  • Monroe Harbour Marina in Sanford
  • Sanford Boat Works and Marina in Sanford

Central West Florida

  • Blind Pass Marina in Saint Pete Beach
  • Gulfport Municipal Marina in Gulfport
  • Harborage Marina in Saint Petersburg
  • Longboat Key Club Moorings in Bradenton
  • Pasadena Marina in Saint Petersburg
  • Regatta Pointe Marina in Bradenton
  • Riviera Dunes Marina in Palmetto
  • Saint Petersburg Municipal Marina in Saint Pete
  • Twin Dolphin Marina in Bradenton

South West Florida

  • Burnt Store Marina in Punta Gorda
  • Calusa Island Marina in Goodland
  • Fort Myers City Yacht Basin in Fort Myers
  • Legacy Harbour Marina in Fort Myers
  • Marco Island Marina in Marco Island
  • Marinatown Yacht Harbour in North Fort Myers
  • Old Cover Marina in Naples
  • Port of the Islands Marina in Naples
  • Snook Bight Marina in Fort Myers Beach

South East Florida

  • Boot Key Harbour City Marina in Marathon
  • Dinner Key Marina in Coconut Grove Miami
  • Hollywood Marina in Hollywood
  • Harbour Town Marina in Dania
  • Lauderdale Marine Center in Fort Lauderdale
  • Marina Bay Resort in Fort Lauderdale
  • Miami Beach Marina in Miami Beach
  • Palm Harbour Marina in West Palm Beach
  • Royale Palm Yacht Basin in Dania Beach

Hopefully, one of the above marinas has what you are looking for. A definitive answer for the best marina in Florida is very hard to answer. You could even argue that it is impossible. What is perfect for you might not be perfect for someone else. It depends so much on your budget and needs. If you are free to live wherever you choose because you work from home; then you are in luck. Some of the more northern marinas are a lot cheaper and far quieter. They offer a much more relaxed pace of life. Conversely, though, they don’t offer as many opportunities for work or play. There is more to do on South Beach than there is in the north. That’s for sure.

Remember, if water and power aren’t included in the lease you need to get an estimate before you choose a place. It may look cheaper but in the end, winds up being far more expensive when all the extra bills come in to play.

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I've personally had thousands of questions about sailing and sailboats over the years. As I learn and experience sailing, and the community, I share the answers that work and make sense to me, here on Life of Sailing.

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living on a sailboat florida

Liveaboard Life In The Keys Isn't The Easy Ride You Might Think. Will State Make It Harder?

A photograph of sailboats in Key West harbor

One of the last ways to live relatively cheaply in the Florida Keys is on a boat, especially "on the hook," or anchored out but it's not the idyllic easy life that you might imagine.

All day long at a dock tucked into a city-owned marina in Key West, little boats come and go. They're dinghies, small boats that carry people from their larger boats anchored offshore onto the island.

They're coming in for supplies, or to see friends. Kathy Gregory comes in to work. She’s a restaurant manager at Blue Heaven.

She got to Key West 15 years ago — she came here to buy a boat.

"And when I got here I realized I didn't know enough — and that's when I settled down in Key West," she said.

She’s lived on that boat near Wisteria Island in Key West's harbor almost the whole time. She's anchored out, or "on the hook" as it's called, and has raised her son out there.

Gregory says that life, where you have to haul out everything you need, can be tough.

"But then there's the beautiful things. The turtles that come up near your boat and the sunsets. And even the challenge of getting in and out in the rough weather — I think I like those kind of challenges," she said.

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The city estimates there are 250 to 300 boats on the hook around the island. The biggest community is where Gregory lives, around Key West Harbor.

"Freedom and social responsibility go together and I think out there you have that. Everyone's got to kind of take care of themselves and therefore everyone helps take care of each other," she said.

Gregory says part of that social responsibility is making sure boats stay safe. If they're not kept up or abandoned, they can break loose, hit other boats, or spill fuel and sewage that can damage seagrass and mangroves.

About six weeks ago, Gregory says she called the state to report a derelict vessel.

"It's abandoned, there's no one's personal stuff on it. They came a couple days later and put a red tag on it and over a month later it washed out to sea," she said.

An image of Kathy Gregory, who lives on a sailboat anchored off Key West and is the manager at Blue Heaven restaurant.

This year's state legislative session includes a bill that would create a program that would help prevent boats from getting to this point — from becoming what they call derelicts.

One version of the bill also requires that boats in the Keys couldn't anchor in one place for more than 90 days. So people like Gregory would have to haul up and keep moving.

The state officer in charge of boating and waterways came to a city commission meeting a few weeks ago and faced a crowd of Key West liveaboards wearing t-shirts that said "I AM NOT A DERELICT. "

Major Rob Beaton from the Florida Fish and Wildlife Conservation Commission said people who take the time to show up to a commission meeting are not who the state is worried about.

"The folks that we're concerned about are the ones that are swapping boat on a bar napkin and not registering. And then they just abandon the boat. And now the taxpayer's burdened with having to remove that boat. And the environmental cost," he said.

Monroe County spends an average of $238,415 a year removing derelict vessels. It started the state's first turn-in program, where boat owners could voluntarily surrender their vessels before they sink and turn into marine debris.

Not The Fantasy You Think It Is

The liveaboard life can sound like a fantasy like the Matthew McConaughey movie "The Beach Bum" — which actually filmed on one of the boats on the hook off Key West a couple years ago.

But it's not always so easy. Michael and Amy Moore were counting the days until a captain arrived to pick up the boat they've been living on, anchored off Key West, since the beginning of the year.

"The folks that live out there full time — I don't know how they do it," Michael Moore said.

He said his lines have been tangled up in old moorings three times. It's hot out there. The Jet Skis buzz by. And it's no fun when it's blowing hard.

And even if they'll be gone before any new laws take effect, Amy Moore said she doesn't think the 90-day anchoring rule is a good idea.

"This is your labor force here. People can't afford to live here so they have to live out there and then you're going to make it harder for them to live out there?"

Liveaboard life is one of last ways to live relatively cheaply in the Florida Keys is on a boat, especially "on the hook."

Gregory said she wouldn't live on land, even though there's always something to fix on the boat. She just spent three days fixing a cut-off switch for her propane tank.

"At the end of that three days, all that frustration turns into, like, empowerment," she said. "I definitely don't think it's for everyone but there is the beauty of the struggle."

living on a sailboat florida

Maritime Page

Liveaboard Marinas in Florida: A Comprehensive Guide

Florida is a popular destination for boating enthusiasts and liveaboard sailors. Known for its beautiful coastline and warm weather, the state offers a variety of marinas that cater to those who live on their boats.

Liveaboard marinas in Florida are a great option for those who want to experience the boating lifestyle full-time, or for those who want to escape the cold weather up north during the winter months.

Florida has a wide range of marinas that offer liveaboard options, from small, family-owned facilities to large, full-service marinas. Many of these marinas are located in popular boating destinations such as Fort Lauderdale, Miami, and Key West.

Liveaboard Marinas in Florida

Some marinas offer amenities such as swimming pools, laundry facilities, and on-site restaurants, while others offer a more laid-back, rustic experience. No matter what your preferences are, there is a liveaboard marina in Florida that will suit your needs.

Living on a boat is not for everyone, but for those who have a passion for boating and the open sea, it can be a dream come true. Whether you are a seasoned liveaboard sailor or just starting out, Florida’s liveaboard marinas offer a unique opportunity to experience the boating lifestyle in one of the most beautiful and vibrant states in the country.

Top Liveaboard Marinas in Florida

Florida is a popular destination for liveaboard marinas and with good reason. The state offers a wide variety of marinas with different amenities, security features, and pricing options. Here are some of the top liveaboard marinas in Florida:

Melbourne Harbor Marina

Melbourne Harbor Marina is located on the east coast of Florida and offers a variety of amenities, including electricity, cable television, and free Wi-Fi. The marina also has a fitness center, hot tub, and sauna. For those who enjoy fishing, the marina has a fishing dock and cleaning station. The marina is located near shops, grocery stores, and restaurants, making it convenient for residents.

The current cost of Liveaboard at Melbourne Harbor Marina is $150.00/month, in addition to the dockage price.

Marco Island Marina

Marco Island Marina is located on the west coast of Florida and is a popular destination for liveaboard marinas. The marina offers a variety of amenities, including a spa, pool, and fitness center. The marina also has a fueling station, a pump-out station, and bike rentals. The marina is located near shops, grocery stores, and restaurants, making it convenient for residents.

The current cost of Liveaboard at Marco Island Marina is $30.00/month, in addition, to slip leasing rates.

Twin Dolphin Marina

Twin Dolphin Marina is located on the west coast of Florida and offers a variety of amenities, including electricity, Wi-Fi, and cable television. The marina also has a pool, fitness center, and laundry facilities. The marina is located near shops, grocery stores, and restaurants, making it convenient for residents.

Pasadena Marina

Pasadena Marina is located on the west coast of Florida and offers a variety of amenities, including electricity, Wi-Fi, and cable television. The marina also has a pool, fitness center, and laundry facilities. The marina is located near shops, grocery stores, and restaurants, making it convenient for residents.

Bay Point Marina

Bay Point Marina is located on the west coast of Florida and offers a variety of amenities, including electricity, Wi-Fi, and cable television. The marina also has a pool, fitness center, and laundry facilities. The marina is located near shops, grocery stores, and restaurants, making it convenient for residents.

Hollywood Marina

Hollywood Marina is located on the east coast of Florida and offers a variety of amenities, including electricity, Wi-Fi, and cable television. The marina also has a pool, fitness center, and laundry facilities. The marina is located near shops, grocery stores, and restaurants, making it convenient for residents.

Green Cove Springs Marina

Green Cove Springs Marina is located on the east coast of Florida and offers a variety of amenities, including electricity, Wi-Fi, and cable television. The marina also has a pool, fitness center, and laundry facilities. The marina is located near shops, grocery stores, and restaurants, making it convenient for residents.

The current cost of Liveaboard at Green Cove Springs Marina is $45.00/boat, in addition to the dockage price.

Titusville Marina

Titusville Marina is located on the east coast of Florida and offers a variety of amenities, including electricity, Wi-Fi, and cable television. The marina also has a pool, fitness center, and laundry facilities. The marina is located near shops, grocery stores, and restaurants, making it convenient for residents.

Overall, these marinas offer a range of amenities and features to make living on a boat in Florida comfortable and convenient. From pools and fitness centers to shops and restaurants, these marinas have everything residents need to enjoy their time on the water. With safe waters and security gates, these marinas offer peace of mind for permanent residents and those just passing through.

Factors to Consider When Choosing a Liveaboard Marina

When choosing a liveaboard marina, there are several factors to consider to ensure that the marina meets your needs and preferences. The following subsections provide some important factors to consider when choosing a liveaboard marina in Florida.

The location of the marina is an important factor to consider when choosing a liveaboard marina. Factors to consider include proximity to grocery stores, restaurants, and other amenities, as well as the proximity to the water. Central Florida is home to many live-aboard marinas that offer easy access to the ocean, rivers, and lakes.

Amenities are another important factor to consider when choosing a liveaboard marina. Look for marinas that offer a variety of amenities, such as swimming pools, spas, laundry facilities, and pet-friendly services. Some marinas also offer luxury amenities, such as floating docks and concierge services.

Security is an important consideration when choosing a liveaboard marina. Look for marinas that have good security measures in place, such as surveillance cameras, secure docks, and gated access. This is especially important during hurricane season and other severe weather conditions.

Budget is an important factor to consider when choosing a liveaboard marina. Look for marinas that offer reasonable rates and flexible lease options. Be sure to factor in additional costs, such as income tax and dock fees.

When choosing a liveaboard marina, it is also important to consider other factors such as weather conditions, storms, insects, and party culture. Additionally, look for marinas that offer reliable water and ice services, as well as good shower and drying facilities.

In summary, choosing the right liveaboard marina comes down to several factors, including location, amenities, security, and budget. By considering these factors, you can find a marina that meets your needs and preferences while providing a comfortable and enjoyable living experience.

Living on a Boat in Florida: What to Expect

Living on a boat in Florida can be an exciting and unique experience. However, it’s important to know what to expect before making the move. Here are some things to keep in mind:

Florida is known for its warm and sunny weather, which can be great for those who enjoy spending time outdoors. However, it’s important to note that Florida can also be very humid, especially during the summer months. This means that you may need to invest in a dehumidifier to keep your boat dry.

The costs of living on a boat in Florida can vary depending on the marina you choose. Some marinas charge a daily, weekly, or monthly fee for dockage, while others charge a liveaboard fee on top of the dockage fee. It’s important to do your research and find a marina that fits within your budget.

Florida is known for its party culture, especially in areas like Miami and Fort Lauderdale. However, if you’re looking for peace and quiet, there are also plenty of marinas that offer a more relaxed atmosphere. Additionally, many marinas offer amenities like laundry facilities and pet-friendly accommodations.

Maintenance

Living on a boat requires regular maintenance, including cleaning, repairs, and emergency repairs in case of storms or other unforeseen circumstances. It’s important to have a plan in place for these situations, and to be prepared for the costs associated with them.

Overall, living on a boat in Florida can be a unique and exciting experience, but it’s important to know what to expect before making the move. By doing your research and choosing a marina that fits your lifestyle and budget, you can enjoy all that Florida has to offer while living on the water.

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About the author

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I worked as an officer in the deck department on various types of vessels, including oil and chemical tankers, LPG carriers, and even reefer and TSHD in the early years. Currently employed as Marine Surveyor carrying cargo, draft, bunker, and warranty survey.

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Joys and Journeys of Living on a Boat in Florida

Cast off your landlubber life and dive into our delightfully informative guide on living on a boat in Florida! From choosing the perfect marina to acing the nautical dress code, we cover it all. Prepare to navigate the thrilling waters of the Sunshine State’s liveaboard lifestyle.

Table of Contents

All hands on deck for living on a boat in florida.

Ahoy there, mateys! Imagine waking up every morning to the gentle sway of water beneath your bed, the sound of seagulls as your alarm, and your first cup of coffee accompanied by a fresh sea breeze. Well, guess what? This can be your life if you choose to live aboard a boat in Florida! And no, this isn’t some fairy tale where you have to be a retired pirate or a Disney mermaid. This is real life, folks. Welcome to my floating world of boats and bouillabaisse, sea chanteys, and sunscreen!

A Love Affair with the Liveaboard Life

I’ve been living on a boat full time in the prosperous city of Florida for years now, and I can assure you that there’s nothing quite like it. The liveaboard life is a fantastic blend of simplicity, adventure, and, of course, water, lots and lots of water. My first time boarding my dream boat, with its limited space and all, was a moment that changed my life forever. I knew this was my home, my very own water-borne paradise.

Boat Owners: A Breed Apart

As a full-time boat owner in Florida, I am part of a community of liveaboard boaters who’ve swapped their backyard barbecues for deck-side cookouts, and drive-through car washes for hull scrubs. We are a unique breed who love to sip our morning brew while watching dolphins leap and who prefer sea breezes over air conditioning any day. And don’t get us started on sunsets. There’s just something about the way the sun goes down over the Gulf of Mexico that can make even the saltiest sea dog go weak in the knees.

Your Very Own Sea-Legs Story

Living on a boat isn’t for the faint of heart, though. It takes a special kind of person to endure the humid air, the high seas, and the hurricane season (oh, Hurricane Ian, you’ll always have a place in my heart!). But, if you’re willing to endure these for a life under the South Florida sun, then boy, do I have some stories, tips, and tricks for you.

The Magic of the Sunshine State

Why Florida, you ask? Apart from the year-round warm climate, Florida is a boater’s paradise with easy access to the open water, the gorgeous Florida Keys, and not to mention, some of the best liveaboard marinas in the United States. It’s the Sunshine State for good reason, and that’s not just because of the vitamin D. We have a different kind of gold here: the kind that sparkles off the waters of Miami Beach and shimmers in the mangrove marinas.

So, whether you’re an experienced boat owner considering becoming a permanent resident of the nautical world, or a landlubber dreaming about small spaces with big views, consider this your personal guide to living on a boat in Florida. This isn’t just about trading your lawn mower for an anchor, it’s about embracing a new, exciting, and unique lifestyle. So, all aboard, let’s set sail into the boat full-time life in the beautiful waters of Florida!

Why Choose Florida for Liveaboard Life?

Ahoy, future sea-dwellers! If you’ve ever dreamed of giving up your landlubber life and sailing into the sunset, I have three words for you: liveaboard life, Florida. This sunshine state is a boater’s dream and has been my floating home for years. So why, out of all the United States, did I drop anchor in Florida? Let’s navigate these waters together.

Sunshine, Sea, and Sand: The Warm Climate of Florida

There’s a reason Florida is known as the Sunshine State, and it’s not just because of our bright personalities (although that’s a part of it). With its warm climate year-round, it’s the perfect place for liveaboard boaters who can’t stomach the thought of scraping ice off their decks. In Florida, your biggest winter worry is getting too much sun during your boat cruise. I consider this a major win.

In the Heart of the Action: The Coastal Areas and Easy Access

Living on a boat in South Florida means having easy access to the best places for water activities, from fishing trips endorsed by the Florida Fish and Wildlife Conservation Commission to sunset sails in the Gulf of Mexico. Plus, being on a boat full-time means you’re always just a hop, skip, and a jump (or should that be a stern, bow, and port?) away from the open water.

Picture-Perfect Scenery: The Allure of the Florida Keys

The Florida Keys, a string of tropical islands stretching about 120 miles off the southern tip of Florida, is nothing short of a paradise for liveaboard boaters. From Key West, the southernmost point in the United States, to the vibrant marine life in the coral reefs, there’s never a dull moment when you’re living on a boat in these turquoise waters.

The Melting Pot: South Florida and Its Cultural Diversity

South Florida, especially Miami Beach and Fort Lauderdale, is a great place for those who enjoy a blend of cultures. The region’s rich history and diverse community reflect in its food, music, and art. So, while you might be living on a small boat, you’re gaining a world of experiences.

Before I made my boat my primary residence, I visited a bunch of different states, from the bustling streets of New York to the quiet countryside of Wyoming. But nothing quite compared to the beauty and allure of Florida waters. And for that reason, my first time stepping onto my boat as a full-time liveaboard in Florida was not the last.

So, if you’ve got your sea legs ready and are thinking about making the shift to the liveaboard life, Florida might be a good idea (or rather, a fantastic one!). It has everything from the bustling city life of downtown areas like Miami and Fort Lauderdale to the quiet, wildlife-rich environments of the Florida Keys. Buckle up, future boaters, because living on a boat in Florida is a wild, fulfilling ride!

Choosing Your Seafaring Steed: Type of Boat for Liveaboard Life in Florida

Choosing to live on a boat in Florida is not like choosing a new couch for your apartment. Trust me, there’s no “try before you buy” or asking the salesman if it comes in a different color. The type of boat you choose is going to be your home, your transportation, and possibly your primary residence. So, let’s sail into the details of this crucial decision.

Sailing in a Can of Sardines: The Allure of Small Boats

Many boat owners start their nautical journey on small boats. Their compact size makes them easy to maneuver and they’re cheaper to maintain. Besides, who needs much space when you have the entire Atlantic Ocean as your backyard? But remember, living aboard a boat is a lot like living in New York – space is a hot commodity. You can’t exactly install a king-sized bed in a 20-foot sailboat, and good luck trying to fit a full-sized fridge into the galley!

Bigger Boats: More Space or More Headache?

On the other hand, bigger boats are like floating apartments. They offer more space, but also require more maintenance (and let’s not forget a small fortune). A leaky tap on land may be annoying, but a leak on a boat can turn into the Poseidon adventure real quick. Yet, if you have a bigger budget and a love for comfort, then a bigger boat could be your best bet.

Dream Boat: New or Used?

Deciding between a new or used boat can be as tricky as choosing between an evening gown or a bikini top for a fancy dinner. Both have their pros and cons. New boats have fewer initial problems, but cost a pretty penny. Used boats are cheaper, but may need more TLC (Tender Loving Care, or in the case of boats, Time, Labor, and Cash).

The Right Marina: More Than Just a Parking Space

Once you have your dream boat, you need to find a home for it. Now, living on a boat in Florida is not like parking a camper van in a Walmart car park. It’s more complex than that. The best liveaboard marinas not only provide a place to dock but also offer amenities like water hookups, cable television, and sometimes, a grocery store nearby for when you have a sudden craving for Cheetos at 2 AM.

Legal and Practical Aspects: Not Just Sunsets and Margaritas

Finally, living on a boat full-time involves dealing with some legal restrictions imposed by state governments and local governments. Plus, safety precautions like having enough fire extinguishers and knowing how to use them are as essential as knowing the difference between port and starboard.

So, take a moment, do your homework, and make an informed decision. After all, choosing to live aboard a boat is not a decision to be taken lightly. It’s a lifestyle change, a commitment, and most of all, the beginning of an amazing adventure. One day, you might be looking back, sitting on your boat deck with a cold one in hand, thinking, “best decision ever!”

Salty Sea Dogs Unite: The Liveaboard Community in Florida

You’ve picked your dream boat and your perfect marina slip, but remember, moving onto a boat isn’t just about the ‘where’, it’s also about the ‘who’. Let’s delve into the nautical neighborhood that is the liveaboard community in Florida.

Marina Life: It’s All About Location, Location, and, Well… Location

Choosing the best marina is a lot like choosing the perfect cocktail outfit for an evening event: it’s all about location, style, and whether there’s easy access to the bar (or in our case, open water).

Whether you’re parked in Miami Beach or South Beach, you’ll be living amidst other boat full-timers and part-timers. You’re becoming part of a unique community, full of folks who’ve traded solid ground for the gentle sway of the sea. It’s a boater’s dream where your neighbor is just a boat-length away, always ready to lend a hand or a cup of sugar. Plus, everyone is in the same, well, boat, as you.

Liveaboard Boaters: A Different Breed

Liveaboard boaters are a special breed. We’re like the people who choose to wear bright colors at a funeral – we stand out. We live by a different clock (and sometimes, latitude), and we all share a deep love for the ocean and the boating lifestyle. We don’t just endure the small living spaces, we celebrate them. We’re the kind of folks who enjoy the sea breeze more than central air conditioning, and prefer a sunset on the Gulf of Mexico over any TV show.

Making Friends in High Seas and Low

Living in this vibrant community means you’re never alone on the water. Need help tying a tricky knot? There’s a seasoned sailor for that. Looking for company for a sunset cruise? There’s a friendly neighbor ready to join. And if you’re wearing a sports coat instead of a life jacket during a hurricane, someone will be there to set you straight.

But remember, living on a boat in Florida isn’t just a party boat (although we do know how to throw a great one). It’s about looking out for each other, sharing the highs of the high seas, and supporting one another when the going gets tough. So, yes, your new neighbors might have salty hair and a permanent tan, but they will also be some of the warmest and most welcoming people you’ll ever meet.

The Ultimate Water Cooler: The Dock

The dock is our version of the office water cooler. It’s where news, stories, and the latest weather updates are exchanged. So, when you dock your boat for the first time as a Florida liveaboard, remember that you’re not just docking your boat, you’re joining a community.

To sum it up, the liveaboard community in Florida is a place where you can wear boat shoes one day, high heels the next, and no one will bat an eyelid. It’s a community like no other, where your love for the sea, and perhaps your penchant for bright colors, will fit right in. So, welcome aboard, my friend. Your adventure has just begun.

Sunshine, Showers, and Shivering: The Seasonal Shift in Living on a Boat

I’d be fibbing if I said the Sunshine State was all sunshine and rainbows. So let’s pull on our nautical-themed onesies, set a course for honesty, and dive into the seasonal shifts and what it truly means to be living on a boat in Florida, season by season.

Oh, Sunny Days: The Florida Summer

So, you’re new to the Sunshine State? First things first, the Florida sun isn’t just about suntans and cold beers. Here’s a secret the postcards don’t tell you: it can get sweltering. The summer season brings heat and humid air. Think sauna but with sea views. But don’t worry, the sea breeze can be a great way to keep cool, and with the ocean as your front yard, you have your own private pool for a refreshing dip whenever you need.

Remember, though, that with the bright colors of summer come fewer insects. Don’t believe me? Try leaving a light on at night and see what happens.

Hurricane Season: The Ian of the Storm

If you’re living on a boat full-time, you can’t ignore hurricane season. It’s like trying to ignore a loud shirt at a cocktail party. From June to November, all eyes are on the weather. Don’t worry, though, it’s not like living on a boat during Hurricane Ian 24/7. With modern weather forecasting and preparation, you can safely ride out the storm. But it is something to be aware of.

Winter: Not Just For Snowbirds

Winter in Florida? It’s a thing. Although we don’t have to deal with shoveling snow or scraping ice from our windscreens, winter does bring chilly winds, and the temperature can sometimes drop to levels where you might want to trade your bikini top for a full suit. During these cold nights, I’ve found that a fancy dinner aboard, complete with warm cocktails, is a delightful way to keep the cold at bay.

Boat Life Through the Seasons

Living on a boat in Florida is like a never-ending dance party, every season brings a new beat. You adapt, you groove, and before you know it, you’re mastering the rhythm of the sea.

For the uninitiated, dealing with the seasonal shift might feel like a mammoth task. But the best way to approach it is to see it as part of the fun. Like trying to put on a pair of high heels on a moving boat, it’s challenging, it’s silly, and it’s definitely part of the charm.

In the end, no matter the season, the boat life promises a unique lifestyle and the chance to live out your own boater’s dream. So, pull up your anchor, don your favorite bright-colored polo shirt, and set sail into the wonderful world of liveaboard life.

Joys and Journeys of Living on a Boat in Florida

Marina Mania: The Best Places to Dock in Florida

Now that we’ve covered the seasons in all their varied glory, it’s time to set sail to the next crucial aspect of boat living: Marinas. Consider them the neighborhoods of the boating world. So, let’s explore, from the bustling mooring fields of South Florida to the tranquil waters of the Florida Keys.

The Busy Buzz of South Florida

Home to some of the best liveaboard marinas in the United States, South Florida is your go-to for an exhilarating lifestyle. Fancy a midnight cocktail outfit party in the midst of the open water? Miami Beach has got you covered. There are plenty of marinas here with easy access to the city’s vibrant nightlife. Miami Beach is like the New York of the sea – there’s always something happening, and sleep is for the weak.

The Tranquil Charm of the Florida Keys

The Florida Keys are a string of tropical islands stretching about 120 miles off the state’s southern tip. These islands are the flip-flops to South Florida’s high heels. Here, the pace of life is slower. Key West, with its ample marina slips and a dream boat of a marina in Mangrove Marina, is the perfect location for those who prefer the quiet boating lifestyle.

The Cultural Cachet of Tampa Bay

Tampa Bay offers the perfect blend of bustling city life and peaceful boat living. The city is a cultural hub with many museums, art galleries, and music festivals. The downtown area of Tampa Bay is home to several marinas, with a welcoming community of liveaboard boaters.

The Scenic Beauty of Fort Myers and Fort Lauderdale

These two destinations are popular for a good reason. With their well-equipped marinas and stunning vistas, they are a boater’s dream come true. In Fort Myers, you can have a prime location near the Gulf of Mexico with access to the Atlantic Ocean and Caribbean Sea. Meanwhile, Fort Lauderdale, often known as the ‘Venice of America’, has a vast network of waterways that make it a great place for boat owners.

Choosing the best marina is a bit like finding the perfect evening gown. It should fit well, make you feel great, and match your style. So, whether it’s the laid-back Florida Keys, the buzzing South Beach, or the scenic Fort Myers, finding the best liveaboard marina in Florida is all about finding your vibe. But let’s be honest here, you’re living on a boat in Florida; there are no wrong choices, just different styles of fabulous!

Joys and Journeys of Living on a Boat in Florida

The Buck Stops Here: Financial Considerations of Living on a Boat

If you’ve been nodding along, dreaming of the sea breeze in your hair, bikini top or shirt dress fluttering in the wind, hold your seahorses! Before you let the siren call of the sea lure you in, there are some important monetary considerations that you need to take into account. Living on a boat full-time isn’t just all sundresses and sunscreen. There’s also boat insurance, maintenance costs, marina fees, and the not-so-small matter of actually buying a boat.

Boat Buying Basics

The first boat you lay your eyes on might make you want to whip out your checkbook faster than you can say “Florida Fish and Wildlife Conservation Commission.” But remember, this is going to be your home, not just a fancy party boat for a nighttime yacht party. Before you commit, think about the size, type of boat, and your budget. After all, a boat is a hole in the water you pour money into, and the bigger the boat, the bigger the hole!

The Hidden Costs of Boat Life

While living on a boat might seem like a much better deal than living on land at first, keep in mind the associated costs. For starters, you’ll need boat insurance. Sure, it’s not as exciting as picking out cocktail wear for a fancy dinner at a yacht club, but it’s a crucial part of boat living. Then there are maintenance costs, which, much like the humidity in the summer season, have a nasty habit of creeping up on you.

Also, don’t forget the marina fees if you’re planning on docking in a marina. The best liveaboard marinas often come with a price tag to match, but you get what you pay for. These marinas offer amenities like water hookups, cable television, and even a matching jacket for those chilly winter season nights on the boat.

Taxing Times: The Perks of Being a Florida Resident

One of the more appealing aspects of living on a boat in Florida is the potential tax benefits. Florida has no income tax, so all you boaters fleeing high-tax states, pack your light colors and solid colors, and come on down to the Sunshine State!

Long Run Savings

Despite the initial costs, living on a boat can be a cost-effective lifestyle in the long run. You won’t need to pay property taxes, and there’s no lawn to mow or roof to repair. Instead, your monthly to-do list will include tasks like checking fire extinguishers and ensuring your mooring lines are secure.

In conclusion, living aboard a boat in Florida requires disposable income, and if managed correctly, it’s a small fortune that buys a lifestyle that’s more valuable than a thousand cocktail parties on land. The horizon, the sea breeze, the sense of freedom – you can’t put a price tag on that !

Choosing the Best Boat for Your Sea Home

Living on a boat in Florida means choosing your very own floating castle. This is where the fun begins. Well, that’s what they say, anyway. Choosing the right boat, be it a yacht cruise suitable colossus or a cozier small boat, is an essential step in this journey. And this is also where a good portion of your savings may magically disappear. I mean, who can resist the charms of that shiny new boat with a wrap skirt for a sail?

The Quest for Your Dream Boat

Don’t rush this part. Take your time, visit boat shows, hop onto different boats, and start understanding what ‘type of boat’ tickles your sea-loving fancy. Talk to boat owners, and imagine your full-time life aboard each vessel you visit. Are you a fan of light colors or dark colors? Do you see yourself cooking in a galley kitchen while wearing a chic midi dress? These are the important questions to ask.

Big Boat or Small Boat?

Now, bigger boats may have more space, but remember, you’ll also need to consider the maintenance costs. And trust me, these costs can get as high as your spirits at a dance party. Small boats, on the other hand, offer a cozier lifestyle. Less space to clean, less space to clutter, fewer insects – the benefits are many.

New Law, Who Dis?

Before you pull out your wallet and point at the fanciest yacht in the marina, remember to consider the new law restrictions set by Florida lawmakers. Are live-aboard vessels allowed to anchor outside the mooring fields? Is there a limit on the boat size in the marina you’re eyeing? Is a yacht charter your best bet? You don’t want to end up with a yacht perfect for an evening event, but nowhere to park it.

Taste the Liveaboard Life

Once you’ve found your boat – the one that makes you go weak in the knees and has the perfect spot for a shirt dress – spend a night or two on it. It’ll give you a taste of the liveaboard life and help you understand if it’s the right fit. Make sure you’ve got a comfortable bed and enough room to host a staff party, or at least enough room for your friends to hang out in.

To sum it all up, finding the right boat is much like finding your soulmate. It’s not always about the looks, the size, or the price tag. It’s about how it makes you feel. Does it make you want to wake up every morning and shout, “I’m the king (or queen) of the world”? If so, you’ve found your match. Just remember to consider all the important factors before you say ‘I do’ to your dream boat.

Life Aboard a Boat: The Small Spaces Challenge

Alright, friends, we’ve talked about choosing your dream boat and all that jazz, but let’s get down to the nitty-gritty, shall we? Living in a boat full-time means adjusting to small living spaces. Now, don’t let your eyes pop out. It’s not as terrifying as it sounds.

Unleashing Your Inner Minimalist

Living on a boat in Florida can be a reality check in terms of what you really need. That collection of evening gowns for fancy dinners? Yeah, you might need to let go of those. That 300th Oxford shirt? Might not be a great fit for the limited space. On a boat, you need to master the art of packing only the essentials. This is not the time to hoard bright colors like a kid in a candy store.

Creative Storage Solutions

The first time I moved onto a boat, I had to figure out innovative ways to store stuff. Suddenly, every nook, every cranny, became a potential storage space. No, you don’t get to judge me. Where else was I supposed to keep my strappy sandals?

Boat Décor: Nautical Theme and Beyond

Who said small spaces can’t be stylish? With the right décor, your boat can turn into a mini paradise. Think of it as your private property on the water. The key is to keep it simple and clutter-free. And if you are still not convinced, remember that smaller spaces are easier to clean – fewer square feet to mop or vacuum.

Adapting to Boat Life: Comfort Over Glamour

The bottom line is, boat life is about comfort, not glamour. That doesn’t mean you can’t look fabulous, though! You can rock that bikini top on the deck or slip into your comfortable midi dress for an evening event. The thing is, onboard your boat, it’s about being comfortable and making the most of your unique lifestyle.

Space and Relationships: The Fine Balance

Living on a boat with a partner? Brace yourself. Small spaces can test your patience. But hey, look at the bright side – you’ll be forced to resolve conflicts fast because where are you going to storm off to, really?

In summary, living on a boat requires you to adopt a minimalist lifestyle, get creative with storage, and prioritize comfort. And remember, a good choice would be to take things one step at a time. You’ll get used to the smaller space before you know it, and soon you’ll be wondering why you ever needed so much space in the first place. I mean, who needs a full suit when you can lounge in breathable fabrics and be serenaded by the sea breeze?

A Closer Look at the Costs: Living the Boating Lifestyle in Florida

Alrighty, let’s talk about something a bit scarier than alligators in the Florida waters: costs! Living aboard in the Sunshine State isn’t just all sea breeze and bikini tops. You’re going to need to break out the old calculator and start crunching some numbers. Ready? Let’s dive in!

Marina Fees and the Long Run

Just like in real estate, location matters when living on a boat. Prime locations like Miami Beach or Tampa Bay can cost a small fortune in marina fees. Heck, even a spot in the less fancy mooring fields isn’t exactly pocket change. But it’s still a much better deal than paying property taxes and monthly costs on a land-based home, right?

Maintenance and Insurance: Not Just a Good Idea, It’s a Must

Remember, a boat is not just your home; it’s also a vehicle. And like any vehicle, it requires maintenance. From fixing that pesky leak to keeping the hull in shipshape, expect to set aside a budget for these. And let’s not forget boat insurance. Yes, your dream boat needs protection from mishaps, too, especially during the notorious hurricane season.

Living Expenses: Not All About Disposable Income

Life aboard is not just about the boat costs. You need to factor in living expenses too. Think groceries, gas, cable television for those quiet nights in, and, of course, that nautical themed party you’ve been dreaming of hosting. Yes, they all add up. But hey, at least there are fewer insects to worry about, right?

Bigger Boats, Bigger Costs

Size does matter! The bigger your boat, the higher the cost. Bigger boats mean more maintenance, higher marina fees, and increased fuel consumption. Not to mention, the more space you have, the more tempted you’ll be to fill it up with stuff you probably don’t need (looking at you, matching jacket and dress pants collection).

The Hidden Costs: Always Expect the Unexpected

Remember, life on a boat full-time can come with surprise costs. Like the time Hurricane Ian decided to stop by unannounced. Or when that shiny new anchor you bought suddenly decided to play hide-and-seek at the bottom of the Gulf of Mexico.

In conclusion, living on a boat in Florida can save you a lot of money in the long run, but it’s essential to be aware of all the costs involved. Sure, you’re saving on income tax and getting a great way to enjoy the best places in Florida, but make sure you’ve budgeted for all the expenses. Boat life might be a boater’s dream, but you don’t want that dream to turn into a financial nightmare. Remember, a boat is a hole in the water where you throw your money, but if you play your cards right, it can also be a floatable paradise. So make sure you’re ready to navigate those financial waters!

Anchoring It All Together: Concluding the Liveaboard Life in Florida

And there you have it, folks, the full guide to living on a boat in the Sunshine State. By now, you should be feeling as prepared as a Florida Fish and Wildlife Conservation Commission officer, or at least, you should have a good idea of what you’re diving into. Let’s revisit our voyage so far:

An Unforgettable Voyage Through the Pros and Cons

You’ve taken a good hard look at the ups and downs of boat life in Florida, from waking up to the bright colors of a sunrise over the Gulf of Mexico to maneuvering through the bureaucratic high seas of local and state governments. Let’s face it, this isn’t your average lifestyle, but then again, you’re not looking for average, are you?

Location, Location, Location

You’ve scoped out the best places to drop anchor, from the popular Florida Keys and Miami Beach to the more serene South Beach and Tampa Bay. You’ve learned that choosing your home’s location is as important on the water as it is on land. And let’s not forget about the safety precautions necessary for each location, particularly during hurricane season.

The Shipshape Lifestyle

We’ve drilled into your head that maintaining a boat requires a significant commitment of time and resources. No, your boat won’t magically clean and repair itself, even if it’s moored in the prosperous city of Fort Lauderdale or near the yacht clubs of Key West. But hey, at least you’ll have easy access to repair facilities and marine supplies, right?

Living the Dream: The Florida Way

You’ve discovered the unique lifestyle of the Florida liveaboard, from the breathtaking coastal areas to the vibrant downtown areas. Living aboard isn’t just about saving money or escaping property taxes. It’s about embracing a way of life that celebrates freedom, adventure, and a touch of defiance against the conventional norms of society.

Navigating the Financial Waters

Lastly, you’ve charted the murky financial waters of living aboard. While it can be an attractive option for some, it’s important to keep a keen eye on the costs, from marina fees and boat insurance to grocery store runs and cable television subscriptions. Sure, living on a boat may seem like a boater’s dream, but you also need to keep in mind the practicalities.

In the grand scheme of things, living on a boat in Florida is much like wearing a bikini top with a matching jacket and dress pants: it might not be everyone’s cup of tea, but for those who can pull it off, it’s a thrilling and fulfilling way of life. And if you’ve made it this far, then you’re certainly well on your way to doing just that.

So, whether you’re a first-time boat owner looking to dip your toes in the water or an old sea dog considering a change of scenery, I hope this guide has been helpful, entertaining, and, most importantly, reassuring. Remember, the liveaboard life may come with its challenges, but the rewards are boundless. As they say in the boating world, “Smooth seas never made a skilled sailor.” So, take the plunge, embrace the adventure, and most of all, enjoy the ride!

Joys and Journeys of Living on a Boat in Florida

Navigating through life, or as I like to call it, stumbling through a travel brochure, I’ve bounced from one continent to another like a ping pong ball. From riding a camel around the pyramids and getting lost in Cairo’s bazaars, to scuba diving wrecks off Florida, mingling with sharks in Roatan, and admiring Cozumel’s coral reefs. And amidst this whirlwind of adventure, I find time to scribble it all down in a blog, because what’s a near-death experience with a dolphin if you can’t brag about it online, right? So here’s to cheap travels, history lessons in every port, and unforgettable under-the-sea encounters. May my suitcase always be packed and my oxygen tank never be empty!

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9 Best Liveaboard Marinas in Florida (2023); Prices, Security, and Nearby Attractions

living on a sailboat florida

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Florida is a wonderful place to live. It’s warm year-round, with plenty of boats, good swimming areas, theme parks, and in-town events around every corner. Because most of the state is surrounded by water, there are plenty of places to liveaboard. This is where I started my sailing career, and I can definitely recommend parking your boat here.

If you haven’t yet figured out what boat to get, here’s a good start: What type of boats are the best for living aboard?

All of these liveaboard marinas have been ranked based on their amenities, security, and nearby attractions. The marinas listed all have different prices, so you can find what works best for you. All of these numbers are based on the price before tax.

In order to make a fair comparison, most of the prices in this article are calculated assuming that a customer will stay at these marinas for a year with utilities and with a 35-foot-long boat. If you have a smaller boat, then most of these liveaboard marinas will cost less, but if you have a larger boat, then they will cost more.

And when you are like me, tired of Miami, and want to see the world, here are 11 breathtaking spots around the world that you can live aboard.

Table of Contents

1. Rivera Dunes Marina

The annual Rivera Dunes Marina cost is based on boat footage or the size of the boat slip (the slip is like a parking space for your boat). If you pay by the footage, a 35-foot-long boat is about $19 a foot per month. This means it would cost you $655 a month or $7,980 for the whole year, which isn’t too bad.

On top of that, you don’t have to pay extra for liveaboard; it is very common and readily accepted here. Your electricity will be metered at the Rivera Dunes Marina since you will be staying for a longer period of time. Water, cable tv, and wifi are included for free, which is a major bonus.

They also have a free coffee bar, like most hotels, as well as bagged ice you can buy. It is a pet-friendly area. Most importantly, it has laundry and private bathrooms available, so you don’t have to worry about using facilities inland.

They also have two pools for recreation and various parties that happen monthly, which you’ll get personal invites to as an annual docker. There is also a gas and diesel fueling dock. This dock even comes with a pump-out station, which is free for annual dockers.

Also important is that they have plenty of security cameras on the Riviera Dunes Marinas Website that you can view on their website at any time. Nobody will get away with trespassing here!

2. Harborage Yacht Club and Marina

Harborage Yacht Club is going to be a little more expensive, but it is also going to be worth the price when you learn about the amenities. Unfortunately, it has a flat monthly liveaboard charge of $175 a month. There’s also an additional $15 a month for a year based on footage or slip.

It is going to be $2,100 alone for the liveaboard charge, plus $6,300 for the year or $525 a month for the footage. You will also have to pay for utilities with rates starting at $25 a month, but it will increase depending on the usage. In total, it will be $8,700 for the whole year, which still isn’t too bad in today’s economy.

living on a sailboat florida

This place has updated its docks, showers, and laundry room for your comfort. The showers are private as well. There is also a spa, sauna, 2 pools, hot tub, and steam room for you to treat yourself. There is even a fitness center!

Upon docking, there are crew members ready to help you dock, show you around, and help you with whatever you need. There are free bike rentals and a free golf cart shuttle.

3. Titusville Marina

Titusville Marina is very cheap, with everything you need on-site or nearby. It is going to cost $8.50 per foot per month, which is the lowest price on the list so far. Electricity can range from $50-200 a month, depending on how much you use.

Titusville Marina has a store and restaurants on-site for your convenience. There is also a grocery store in the nearby town, which is nice since you’ll be staying awhile. There are laundry facilities and private bathrooms on-site, as well as gas, diesel, and a pump-out station.

You can even buy or rent boats if necessary. Titusville is also about an hour from Orlando, so you can visit the thousands of Orlando attractions. You can learn more at their website .

4. Melbourne Harbor Marina

Melbourne Harbor Marina is not too expensive, but it has a couple of other small expenses that you’ll want to account for.

First, rent is $12 per foot per month and an extra $150 per month for liveaboard. In total, it will be about $570 a month or $6,840 for the year. Electricity is metered and billed to you automatically.

You also have to pay a deposit that is the cost of a month of rent and about $50-80 in electricity. The deposit will be $6,905 in total. Unfortunately, you have to pay $30 for the bathhouse key, but it is completely refunded once you return it.

There aren’t as many amenities, but the services make up for it. Most of the entertainment is offside nearby. There is a place to fuel up onsite, but there isn’t a place to pump out. Cable and phone services are available if you need them. There are private showers and laundry on-site, but you do have to pay for the key for the showers.

There is faxing available if you need to send something. There are also some cameras and security. Most importantly, this location is equipped to mitigate the effects of extreme tides and features a hurricane-resistant harbor. If you wanna know how catamarans handle rough seas , then you check our post. In addition, it’s worth noting that information on hurricane seasons around the world can be found here.

This is vital for you and your boat’s safety. You can learn more at the Melbourne Harbor website .

5. EAU Gallie Yacht Basin

At EAU Gallie Yacht Basin, most of its expenses come from the number of people and cars that you bring.

First off, rent is $11 per foot per month, so it’s $385 a month or $4,620 for the year if your boat is 35 feet long. Then, for one person and one car, it is $150 a month or $1,800 for the year. If you have more than one person or car, it will be an extra $50 a month for each extra person or car.

Finally, AC and heat are $50 a month or $600 for a year. In total, it will cost you $7,620 for one year. There’s also a security deposit, which they don’t mention outright on their EAU Gallie Yacht Basin website .

The amenities include the basics at the EAU Gallie Yacht Basin. There is free water and basic electricity. You also have access to cable tv and wifi for free.

living on a sailboat florida

There is a picnic area with a couple of boat shops. Of course, there are showers and laundry on site. There is a pump-out station onsite as well.

6. Legacy Harbor Marina

The Legacy Harbor Marina is going to be a lot more expensive than the other marinas we have discussed so far.

The Legacy Harbor Marina charges $18 per foot per month, which is about $630 a month or $7,560 for a year, then an extra $140 a month to liveaboard.

As far as internet goes, I would recommend getting Google Fi, it works great for me all over the world, and you never have to get a local sim again!

This area has a gym, pool, hotel (which is nice if anyone wants to visit you), and The Chicken Hut onsite by the pool. There is also Joe’s Crab Shack nearby, which is nice if you’re craving some seafood.

The marina is also really close to town if you need to go shopping or enjoy a night out. There is laundry and showers on-site as well. You can visit their legacy harbor marina for more information.

7. Marco Island Marina

The Marco Island Marina does not offer 35-foot rates annually, so this one will be based on the lowest 40-foot annual rate. It is also going to be a bit more expensive.

Unfortunately, this is going to be one of the more strict places to liveaboard and will have more requirements as a result. There are a lot of places that don’t entirely trust liveaboard people as much because of previous thefts or bad experiences.

You will have to prove you have insurance (no guaranteed security) and show that your boat is in good condition. They will also do a background check on you.

You can have one pet, but it can’t bark or make loud noises.

There are showers and laundry available on site. Dockmasters must have a spare key to your boat in case they need to board. There are also taxis available to take you to the nearby town.

Although the rules are strict, you know you’ll have a safe experience if you stay here. You can read more on their website .

8. Twin Dolphin Marina

The Twin Dolphin Marina has a lot of little expenses, especially when it comes to electricity. Electricity has a set price and isn’t metered. If you use a lot of electricity, then that is great—if you don’t, you could be overpaying.

On top of that, liveaboard adds about $50-60 more to the normal cost. Depending on how many amps you want, it can cost $75-350. It also costs $225 a month to live there, but if you have more than one person, it is going to be $125 more per person.

With this price, you have access to a heated pool and free wifi, as well as a fueling dock. There are laundry and shower areas available. Pets are welcome, which is always a good sign.

Nearby is Pier 22, which is a great place to go for a quick lunch or a fancy dinner. This place also has plenty of space, so you’ll likely be able to get a reservation here for liveaboard. You can learn more at their website at twin dolph marina .

9. Fort Myers Yacht Basin

Fort Myers Yacht Basin has a lot to offer and is very cheap. At mooring, it is going to be $200 a month annually or $2,400 for the whole year. With a charge of $100 a month per vessel or $125 if it is anchored.

living on a sailboat florida

On top of that, you’ll have to pay a security deposit, which is one month of rent, but you’ll get that back when you leave. Then, $50 for the keycard for the private showers, but it will be refunded once you return the card.

Electricity will be metered. They will also do a background check and will need proof of insurance before you can dock.

Once you are settled in, head to the open lounge area for some free coffee each morning. Take use of their private showers. There is free wifi and pump-out available at your slip.

If you need anything for your boat, there is a store on site. It is very close to a beautiful historic downtown with plenty of shops and restaurants for you to visit. If you do have a car with you, they do have places for you to park it, but it will be $45 a month.

Now that you’ve read about the 9 best marinas in Florida to liveaboard, which one is best for you?

Here are Some of My Favorite Catamaran Cruising Resources

Thank you for reading this article. I hope you found it helpful as you hopefully start your sailing adventures. Here are some resources that I use as a sailor that I hope you’ll also find helpful. These are affiliate links, so if you do decide to use any of them, I’ll earn a commission. But in all honesty, these are the exact things that I use and recommend to everyone, even my own family. Sailboats: If you’re looking for the best boat to suit your needs, I would recommend a catamaran. If you’re interested, I can show you the differences between catamarans and other types of sailboats .

Books:  For getting started, I really like  Cruising catamarans made easy . It is actually a textbook from the American sailing association; it is used to get a cruising catamaran certification. There are some other great books, and I have compiled a list of books about cruising catamarans that you will find useful.

Communication:  Being out on adventures, whether it be sailing or climbing mountains, good communications are essential to being safe. I recommend two things Google fi (incredibly simple cellular data all over the world) and Garmin inreach mini (for text and voice in remote areas without cell coverage)

Sailing courses: Online sailing courses are great for beginners starting out their sailing career; it’s an efficient way of learning the basics of navigation, throttle controls, and maritime safety. I suggest starting with two free courses from NauticEd .

To see all my most up-to-date recommendations,  check out this resource  that I made for you!

Owner of CatamaranFreedom.com. A minimalist that has lived in a caravan in Sweden, 35ft Monohull in the Bahamas, and right now in his self-built Van. He just started the next adventure, to circumnavigate the world on a Catamaran!

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Our Experience Living on a Boat For 3 Years

We bought an old Trawler in January 2021 and lived on that boat until we sold her in September 2023. Our boating lifestyle consisted of full-time cruising, where we would stay in place for one night, all the way to our longest stay of three months! We traveled across the Eastern United States while journeying on America’s Great Loop , transiting almost 10,000 miles. Living on a boat is a stark difference from traditional land life, and here is the A-Z of what it meant for us!

Note: We use affiliate links which provide us a little kickback each time you use one of our links and make a purchase, without any additional cost to you. We do not recommend products that we don’t already love or have heard great things about, so you can trust we’re only suggesting great products to you .

Table of Contents

How We Started Living on a Boat

Jen, Elliott and Ollie on the boat looking out over Miami

We started living on a boat after traveling abroad for a year and wanting to live and travel out of a tiny home. We didn’t know if we would like to live on a boat. So we bought a 1989 34′ Marine Trader Trawler that was within our budget. We chose a 34’ Trawler because it was large enough for Jennifer, me, and our 8-year-old dog, and it also met all the criteria for the Great Loop . We bought our Great Loop boat in a boatyard, did some work to paint the bottom, and got everything into ship shape before splashing and moving in!

Elliott painting the boat they live on

Although we did some online safety training before living on a boat, but by and large, we were very new to boating . We planned on learning as we go while living on a boat and that worked out fantastic. There isn’t a better way to learn than trying and being immersed daily. Looking back, we would hire a captain to ease our entry into handling a boat.

Our Daily Life Living on a Boat

Our daily life living onboard was a tale of two stories. The days we moved our boat were vastly different than the days when we remained in one spot!

living on a sailboat florida

When we moved our boat , our daily life started very early. Typically, we would wake up right before dawn, check our engine, and prepare for the cruise. Living on a boat requires self-reliance and planning so these daily checks were very important to living on a boat comfortably. We would spend hours cruising the water before coming to our destination a few hours before sunset. After dropping the anchor at the end of a day on the water, we would divvy up our tasks: I would take the dinghy to shore with our dog , and Jen would begin cooking dinner. Finally, after a dog walk, we would enjoy a sunset dinner before heading to bed.

cruising the Gulf of Mexico

When we did not move our boat, we stayed at a Marina or on anchor , and relished in the moments. Our favorite times while living on a boat were the slow mornings watching the birds fly in the sunrise and the peaceful sunsets over the water. During the day, we would take our dog out a few times, get exercise, and work just like life on land! A key piece of being able to work on our boat is a solid electrical system and Starlink, meaning we could work anywhere!

Jen Laying on a SUP, what life looks like living on a boat

If you are interested in what setup we used to have enough electricity and power to work remotely, check out our Electrical E-book !

What We Loved Living on a Boat

Our favorite parts of living on a boat were the simplicity of life, being off-grid, enjoying a slower pace of life, and always having a new waterfront property to enjoy. Because we could move our home, we could travel comfortably and still cook, which we loved to do . We had all of our essential items , similar to life on land.

Tacos we made for dinner one night while living on a boat for 3 years

What We Disliked Living on a Boat

The worst parts about living on a boat are dealing with bad weather and the increased time any chore takes. For example, if you need to get groceries, take your dinghy to shore, catch a UBER, or walk to the grocery store and then reverse it all to get back with heavy bags of food. Then you must perform tetris in your boat galley, ensuring everything fits!

Jen and Elliott Riding the dinghy to shore for supplies, one of the least fun tasks about living on a boat.

When living on a boat, you must constantly watch the weather forecast . If a bad storm is coming in or poor wind conditions, it may mean you have to move your home! Living on the water is beautiful but unforgiving, so we do what we can to have a safe and enjoyable time.

A boat damaged from the hurricane, one of the most dangerous parts of living on a boat

Read The Best Marine Weather Apps for Boating , including the apps we look at daily!

How much it costs living on a boat.

Living on a boat can be cheaper than living on land. This is because you save money on certain items like rent and car payments. We released how much exactly it cost us to live on our boat for a year in our monthly Great Loop Expense Reports . While you may not do America’s Great Loop, you can see how much some of the other parts of boat life cost, like marina stays, engine maintenance , repairs , and safety equipment!

living on a sailboat florida

Read next: 15 Tips for Boating on a Budget !

What is the Boating Lifestyle

Boating Lifestyle, just like any lifestyle, depends on the individual. You can live on a posh yacht or a small old sailboat that never leaves its anchorage! Our boating lifestyle consisted of adventure, traveling 10,000 miles around the Eastern U.S., peace and relaxation, spending hundreds of nights on anchor, and working full time.

Jen and Elliott with their friends Adam and Kathryn who visited them while they lived on a boat

I Want to Live on a Boat, What’s Next?

Fortunately, it has never been easier to live on a boat. There are the minimum things that are required to live on a boat:

  • The Boat (obviously)
  • Enough money to afford safety equipment , insurance, maintenance , and repairs.
  • Knowledge of how to maintain and cruise a boat

All of these are very obtainable with the right steps!

Elliott snorkeling, one of the many fun adventures you can have while living on a boat

Here are Actionable Steps to Start Living on a Boat

  • This will help you decide what type of boat to live aboard and give you lots of practical knowledge.
  • Being surrounded by other boaters will help you learn from their experience. Sometimes, clubs will have race nights where captains let you help the crew after you begin sailing classes.
  • If you are working, transition to a remote role.

Jen Working on her computer

Living on a Boat Full-Time Compared to Living on a Boat Part-Time

You don’t have to live on a boat full-time; you can live on a boat for weekends or seasons at a time. The benefit of this approach is that you get the best of boat life by living aboard only when the weather is best, and in short periods, you miss a lot of the negatives about living on a boat. The tradeoff is that you need another home to spend the rest of your time, and a place to keep the boat when you are not onboard, which increases costs significantly!

Common Boat Life Questions

Do you need boating experience to live on a boat.

No! We started living on a boat with zero experience, and you can too. You can watch our YouTube videos for how it worked out for us. But as long as you take it slow and get mentoring, anyone can live on a boat.

Permissions and Rules

Living on a boat can sometimes carry some poor stigma. So it’s important to respect the rules if you decide to live on a boat. If you plan to spend the majority of time in one marina, ensure the marina allows liveaboards. If you plan to spend most of your time on anchor, ensure your boat is functional and well-maintained. Most municipalities require anchored boats to be functional to avoid derelict or abandoned boats. Respect laws when coming to shore and ensure you don’t trespass and dispose of trash properly.

The best boats for living onboard are tailored to your needs; a boat is just a series of compromises. There is no perfect boat . We wrote a blog post on the best boats for the Loop , which may help you on your journey.

Kids can also be raised living on a boat, but like everything, there is a series of tradeoffs. The big one is you trade off community and socialization (e.g., in school) for responsibilities and exposure to new circumstances. We recommend checking out boating YouTube channels like Sailing La Vagabond, who travel with their two kids to get a better glimpse.

What We Learned Living on a Boat

While living on a boat, we learned to take things slower and appreciate the small moments that make up our day. We also were welcomed to a new community of boaters which is a wonderful and friendly community.

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Living on a Boat | Life on a boat | Boat Life | Full-time boating | America's Great Loop | Remote Work | US Travel

The ups, downs, and everything in between , we share it all. If you like what you see, there are lots of ways to  show your support and say thanks ! The easiest way to support our work is by commenting on this post, liking and sharing our content on Facebook, and pinning our content on Pinterest . It’s a small way to say thank you that goes a long way!

Elliot Schoenfeld

3 responses to “Our Experience Living on a Boat For 3 Years”

Angela Gorman Avatar

I’ve so enjoyed reading about and seeing your journey on your Sunday Summary emails and YouTube. Good luck on your next adventure! p.s. Hugs to Ollie!

Jennifer Johnson Avatar

Thank you for watching our videos and following along on our adventure! We really appreciate it 🙂

Mark Nelson Avatar

We are planning to travel the inland rivers this summer and have really enjoyed your journey, tips and story. Thank you. We are considering an ePropulsion motor like yours. We would appreciate your final opinion on it. Also, how did you secure it to the dingy when at the dock so that it was not stolen?

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living on a sailboat florida

We’re Jen and Elliot , aka Scho & Jo, and we are happy to help plan your next Pivot! Sometimes, we’re forced to make decisions, and sometimes, we have time to plan them out; in all cases, Pivots are part of our lives, and we’re better off embracing them rather than avoiding them!

elliot pointing at finished camper van floor

living on a sailboat florida

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The Perfect Spot for Liveaboards in the Florida Keys -->The Perfect Spot for Liveaboards in the Florida Keys

Liveaboards up to the sounds of waves gently lapping against your bedroom every morning or watching the dolphins play as you sip wine on your deck. It sounds like the perfect vacation getaway, but for people who live aboard their vessels, this is an everyday reality. Living aboard a sailboat, catamarans, houseboats, and other vessels can give you a whole new perspective on life. Liveaboards in the Florida Keys offer a fresh take on the tiny living lifestyle. Here, you can live boundlessly and take your home on the open seas. Finding the right marina for your liveaboard can make a world of difference in your experience, which is why Mangrove Marina works so hard to ensure our marina has everything you need during your time with us, including wet slips rental in Tavernier. Our resort-like amenities combine with a beautiful location, and once you settle in, you might not ever want to leave. Our marina is spacious, stretching out across 20 lush acres. We have more than 100 wet slips designed for both transient and liveaboard boaters. Each wet slip is spacious and built to accommodate boats up to 70-feet long with 24-foot beams and 5-feet of draft. When you step off your deck and onto our fixed cement fingers and walkways, you will be ready to discover everything our marina has to offer, including breathtaking views and a laid-back atmosphere. Along with all the routine amenities marinas typically have to offer, including power, water, and pump-out services, Mangrove Marina also offers:

  • Barbecue facilities
  • WiFi and cable
  • Bathhouses with showering facilities
  • Laundry facilities
  • Heated freshwater pool
  • Bicycle racks

Also on our site is the always lively and ready to entertain Fin & Juice Bar, where you and your family can grab fun drinks, enjoy some great food, and listen to live music in a laid-back, classic Florida Keys setting. Our full-service marina in Tavernier is aptly named. Nestled in the middle of hearty mangroves, Mangrove Marina is sheltered by the hurricane hole effect, shielding your liveaboards in the Florida Keys from storms, high winds, and surges. In severe storms, you can protect your boats using our dry storage. Along with dry storage, we offer the full complement of essential maintenance services, including:

  • Powerwashing
  • Electrical work
  • Top and bottom painting
  • Marine system repairs
  • Fiberglass and canvas repairs
  • Engine work

Our full-service marina in Tavernier offers everything you need to maintain your vessel on-site and offer haul-out services. You don’t have to feel anchored to our marina during your time here. Launch off into Tavernier to explore everything our area has to offer, including shopping, kayaking, paddleboarding, snorkeling, the Wild Bird Sanctuary, Old Settlers Park, and plenty of restaurants, sightseeing, and fishing to fill your days and evenings. Mangrove Marina is located between markers 62 and 65 on the ICW if you are accessing from the water and in Tavernier, Fla., just off Mile Marker 91.7 from land. Contact us today to learn more about our wet slips rental in Tavernier or to plan your visit.

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My Cruiser Life Magazine

Living On a Boat Full Time — What to Consider Before Living Aboard

Let’s talk about real-life boat ownership and living on a boat full time. My wife and I have lived on our boat for nearly eight years, doing everything from full-time living on a boat in a marina to cruising The Islands of The Bahamas for months.

For starters, everything you’ve ever wondered about living on a boat probably doesn’t scratch the surface of everything you’ll learn. This lifestyle isn’t for everyone; for every wonderful day on the water, there’s a stressful situation or broken boat part.

So what does living on a boat full time look like? Here’s a glimpse into the world of the liveaboard. 

living on a boat full time

Table of Contents

Should i live on a boat absolutely yes, here’s why (pros of living on a boat), never, in a million years, should anyone ever live on a boat (cons of living on a boat), there’s more than one way to live on a boat, there’s a steep learning curve, it’s kind of like camping, constant maintenance and cleaning, weather drama, the legalities of the live aboard life, cost of living on a boat, paths to moving aboard, living on a boat full time faqs, what are the pros and cons of living on a boat.

It is often said that there’s a wide gap between the romantic vision that many people have of the liveaboard lifestyle and the nitty-gritty reality.

Here are the pros and cons of living on a boat full time, taken from our personal experiences.

Living on a boat is sometimes even better than your most romantic vision. Dolphins frolicking while the sunsets, tropical drinks in your hands, and nothing but crystal clear water between you and the most spectacular island beach you’ve ever seen. Yes, that all happens, sometimes.

  • Freedom to go where you want, when you want
  • Travel as much or as little as you want
  • Take your house with you as you move
  • Changing scenery, waterfront property where ever you go
  • Wildlife visits—seals, whales, dolphins, birds
  • A friendly community of other boaters
  • Learn to live more simply, with only the necessities

Everyone has good days and bad days. We’ve often described boat life as having high highs but very low lows. The peaks and valleys of boat life (crests and troughs?) are just much farther from baseline-normal.

For every dolphin, there is a broken toilet joker valve leaking sewage onto the bathroom floor. 

For every idyllic island beach, there is a fouled diesel filter that needs changing. 

For every smooth downwind passage, there is a sloshy, windless mess of flapping sails making everyone on board seasick.

The list could go on and on and on.

  • Constant maintenance and cleaning
  • Difficulty finding skilled, professional labor 
  • Small spaces, no storage, no privacy
  • No dishwashers, washing machines, dryers (usually)
  • Away from docks, you always have limited power and water
  • Constant exposure to the weather
  • Tax and insurance issues

Common Issues with Moving Onto a Boat

Here are some of the biggest issues we have noticed from our experiences and those around us. While everyone’s experience of living on a boat full time differs, everyone seems to have similar issues.

First, it has to be said that everyone’s experience is different. And that’s most obvious by looking at what sort of boat they choose and where they choose to live on it.

Many books have been written on the subject, and most like to divide boaters into three groups based on their budgets. There are the high-lifers who can afford to buy a new or newish boat that is large and comfortable. They can afford to live at a resort marina and likely hire professionals for most maintenance and cleaning tasks. They likely spend most of their time in marinas if they travel far. 

Then there are the Goldilocks boaters—not too big, not too small—making up the “middle class” of boating. There’s a healthy mix of DIY projecting with some professional help on the big projects. They might liveaboard at a marina or travel full-time. They might live at docks, anchor, or a mix. 

And then there are the budget boaters. Cheap boats are easy to come by if you’re willing to use DIY labor to fix them up. They are most likely to anchor out to minimize costs. 

All these people live very different lives on their boats, but does it matter? The costs are astronomically different, but they could be visiting the same ports, seeing the same sights, and even sharing the same experiences. 

What’s most amazing is how everyone perceives their liveaboard situation. I’ve been to dock parties where couples on 60′ catamarans complain that they have no personal space and must take a break from being on the boat together after a few months. Meanwhile, I know a family of five (plus two dogs) that live on a 40′ monohull with less than 1/3 the space of the catamaran. They have issues, but they’re pretty happy five years later. 

(Speaking of catamarans, check out my recommendations for liveaboard catamaran options.)

Living on a Boat

Year one of boating is the worst. There’s so much to learn; it’s all new and different than anything you’ve done before. There are all the sailing terms you must learn, but there are also boat maintenance tasks and understanding how all the systems on your boat work. Then there are the basics of seamanship and how to operate your vessel safely. It is a lot to take in.

And the basics of living on a boat are different from land life. Your kitchen (galley) is much smaller. The toilet doesn’t flush like a regular land toilet. You’re always thinking about minimizing water use when showering or doing dishes. If you turn too many electrical items on, circuit breakers pop. The list goes on and on, and when you’re new, it’s stressful.

Once you’ve got the kinks worked out, learned your boat systems, and successfully traveled and lived on your boat for a while, things get much better. You know more, your boat is set up the way you need it, and you have the confidence to start enjoying yourself. Some people take a few months, some a year, and, unfortunately, some never get there. 

Boats are small spaces, but the truth is that living on a boat is more like camping than most boaters like to admit. You get by with only a few items in your wardrobe. You skip showers since you don’t always have hot water. You don’t have space for all the luxuries of home. No dishwasher. No washing machine. Everyone is occasionally uncomfortable onboard, whether from the weather or the cramped quarters.

Boats are also hard on relationships. While there’s something romantic about being cozy and alone together at sea, it isn’t so romantic on day five, or thirty, or sixty. Personal space is non-existent on most boats. It’s inevitable that your significant other—or anyone else—will drive you nuts after some time. Boats have ended more than one marriage that we know of. 

The cramped living space on a boat poses other problems, too. Downsizing is important because you simply can’t bring it all with you—there’s no storage space. What is important, what’s nice to have, and what will you use on a boat? Living on a boat forces you to live with the minimum and acknowledge what you need to survive. 

Living on a sailboat is, of course, drastically different than living on a luxury yacht. But all these problems seem relative, and no matter what size your boat is, everyone has the same complaints.

Boats are always trying to sink and fall apart. The ocean helps them with its corrosive saltwater and constant motion. The only thing keeping it afloat? You, the lowly and unprepared new boat owner. Yikes!

 Even if you have mechanics and boatyard workers do most of the big projects for you, there’s still a ton that you’ll wind up doing on your own. Just day-to-day cleaning on a boat is a big deal. Everything is more difficult and takes longer than it does on a house. 

Somehow, boats seem to get dirtier faster than houses do. From polishing the hull, shining the stainless, varnishing the teak, and scrubbing the scum line to everyday things like dishes, sweeping the floors, and cleaning the bathroom, boats are dirty, and it takes time to keep them clean.

boat maintenance

The weather plays a bigger part in your life than you’ll even imagine. Most of us pay remarkably little attention to the weather when we’re on land. If it’s hot, we might just minimize our time away from air conditioning. If it’s raining, it’s a minor inconvenience. We never think about the wind or tides.

But everything on a boat revolves around the weather. Every day we look at the weather for the upcoming week. Forecasts are often inaccurate, so we expect it to change. But what should we be ready for? When cruising, we often track weather systems over a week away and start planning. 

This week, it says we might get gusts to 52 knots (!!!) from the southwest with heavy rain and thunderstorms. We’re anchored and away from the dock. Will our anchorage be protected from winds like that? Is the holding good here, or is there a safer place we should move to? Should we think about moving there early in case it fills up with boats? 

We go through this exercise every week or two, no matter where we are. When approaching an anchorage, it’s all about the wind direction, tide level, and whatever else is happening. Are we okay with being stuck here for a few days if it’s foggy? A week? What if we need south winds to reach our next destination, but the forecast only has east winds? Do we wait or change our destination? 

The amount of attention it takes and the flexibility of your schedule is mind-boggling to most landlubbers. When friends want to visit us, we tell them we can meet them in a specific place or at a specific time, but not both. If you want us to meet you, you’ve got to be flexible too!

What do you legally need to do to live on a boat full time? Most people’s home or apartment is their legal residence and domicile. It’s listed on their driver’s license, and it’s where they vote and pay taxes. 

How will all these issues play out when you move onto a boat that moves around? There are mail forwarding services that allow you to set up residency. We use St. Brendan’s Isle in Florida since we were already Floridians, but there are also similar services in other states. This at least gives you the ability to have a driver’s license and vote. 

Taxes are a little more complicated. You can register the boat at your address in Florida, but each US state collects its own use tax. If you use your boat in their state for over a few months, they want to tax it. It’s not a problem if you move around, but what if you want to leave your boat in New York for the summer? Then you might have to register it there and pay taxes. 

Additionally, many counties in the US collect personal property tax on boats. We know of several places where if you are in the county on January 1 st , you’ll owe the county property tax. If you were one county away where the tax happens to be zero, you would owe nothing. Tricky!

Recreational boat insurance is another matter of concern. It used to be fairly easy to insure a boat, especially a cheap old boat. If you have a homeowner’s policy, you can easily add the boat. But if you’re a liveaboard with no real land address, getting insurance is becoming a problem. If the boat is too old, you’re traveling to distant ports, or the boat is very large, and you’re first time boat owners, it can be hard to find an underwriter. 

Do you even need insurance? Many marinas and boatyards now require it. Gone are the days when you could sail the world and “self-insure.” But, honestly, those days never really existed. If your uninsured $5,000 sailboat drags anchor and puts a gash in a $5 million yacht, a serious legal headache will follow. Many owners of older vessels keep “liability-only” insurance, but even this is getting less affordable and hard to come by.

Many folks who want to try boat life are understandably curious about the average cost of owning and buying a liveaboard sailboat . Is it cheaper to live on a boat than a house? That’s a tough question to answer. For one thing, people’s expectations and their needs for comfort and security vary widely.

Both houses and boats can be found for about the same amount. If you’re in the market for a $250,000 house, you could find a nice boat for that amount. It would, of course, be much smaller and—unlike the house—be a terrible investment. So while you might be able to get a loan for a house (which makes excellent collateral for the bank), getting a loan for a boat would require a bigger risk on the part of the bank and therefore cost you a lot more.

On the cheaper end, you could find a fixer-upper boat on Craigslist or Facebook Marketplace for far less than a neglected house. A house will always have some value based on the land, whereas a boat can become valueless. It’s not uncommon to hear of people getting free boats abandoned in boatyards, making ridiculously low offers on neglected vessels, and getting large boats for a few thousand dollars. People are always wondering how to get rid of an old boat .

These fixer-uppers have their own stories, of course. Many YouTube channels are dedicated to the cheap boat fix-up scheme. Project boats can be wallet-shrinking and soul-sucking. Taking on a project is a good way to lose a lot of money, along with years of your life and any interest you ever had in boating. Project boats are not for most people.

Both boats and houses have taxes and insurance, so those costs are probably very similar. Tax laws vary by state and county. In some places, you won’t have to pay any tax on your boat except for the initial sales tax at the time of purchase. You will have to pay an annual personal property tax in other locales.

You’ll also have to pay for boat parking . Marina, mooring ball, or in the boatyard—all will come with a monthly bill. The house or apartment will not have storage fees, so there’s no equivalent here. But, if you bought a cheap boat for cash and are only paying monthly liveaboard slip fees, this might be less than a mortgage payment would be.

If you’re traveling and anchoring, you can generally do that for free. However, most cruisers spend a few nights a month at marinas. That averages about the same amount they’d pay for monthly dockage since nightly transient rates are high.

Both boats and houses have maintenance and upkeep expenses, but boats generally have more. It’s generally estimated that you should budget ten percent of the boat’s purchase price for annual maintenance. If you bought a $50,000 boat, this would be $5,000 yearly. That holds for most boats, but year one will be higher as you fix neglected items and make your upgrades.

cost of living on a boat

From our experience, we’ve seen people take two paths towards the liveaboard life.

  • Some folks own their boat and use it for weekends or a week’s vacation here and there. They move aboard full-time as they transition to retirement, a work sabbatical, or remote work. Since it’s a gradual transition, these folks generally know what to expect. 
  • Then there are the folks who go all in—they know nothing about sailing or boats and sell it all and move aboard. For them, it’s a jump into icy cold water or learning a new language by moving abroad. 

Which group is more successful? Group One generally knows what to expect, has worked out the kinks in their boat, and has already tackled the learning curve. There’s still a lot to take in, but they’re generally less stressed by it. If you can spend some time on your boat enjoying boating before moving onboard, it’s generally a good thing.

But, either way, being a full-time liveaboard is not a long-term lifestyle for most people. People who start from both groups seem to last an average of about one and a half to three years. After that, they’re ready to either sell the boat and move on or buy an RV or vacation land home that allows them to divide their time between boating and something else. People who last more than three years with only a boat are a very small minority.

One parting thought: Living on a boat full time and traveling is like having three or four full-time jobs. Each requires 30-40 hours per week when you include labor, research, and thinking and planning. 

  • Boat ownership — basic maintenance and cleaning
  • Cruising full-time — destination and route planning, weather study
  • Living aboard — cooking, cleaning, shopping, and everything else takes so much longer on a boat than in a house
  • Your actual job — if you work aboard

How much does it cost to live full time on a yacht?

A lot depends on the size of the yacht. A small sailboat can be found fairly cheaply. For around $50,000US, you can get an older 35-foot sailboat in decent condition and move aboard with few problems. The biggest issue is finding a marina that allows live-aboard boaters. Slip fees will be your biggest expense and can be as high as $1,500 monthly in some areas. However, you can get monthly slips for as little as $300 in other places. 

How to stay organized on a sailboat?

Sailboats have small spaces and not much storage, so keeping organized is key. The first step is to downsize your possessions to the bare minimum—only take what you absolutely need. The less you have, the easier your life aboard will be. 

After that, it’s a matter of packing the boat so that everything has its place. Some boaters like to keep a spreadsheet of where they’ve packed everything away so they can find it quickly. 

Is it cheaper to live in an RV or a boat?

Both of these activities are very dependent on location. Purchasing either one is very similar in cost. RV parks and marinas charge similar prices, but the cost varies depending on the location and services. In the end, however, moving an RV somewhere cheaper is easier and quicker, so you can live somewhere cheaply more easily. 

living on a sailboat florida

Matt has been boating around Florida for over 25 years in everything from small powerboats to large cruising catamarans. He currently lives aboard a 38-foot Cabo Rico sailboat with his wife Lucy and adventure dog Chelsea. Together, they cruise between winters in The Bahamas and summers in the Chesapeake Bay.

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Best and Cheapest Liveaboard Marinas in Florida

Best and Cheapest Liveaboard Marinas in Florida

What is a liveaboard boat? A liveaboard is a type of boat designed for people to live on for extended periods, either for recreational or other activities that require one to stay on the water full time. It is a type of boat that is constructed to allow its occupants to live comfortably while going on boating expeditions. It is unique because other boats of its size do not have such features. In summary, it is a boat designed for “luxurious living” on water. 

What does the term “marina” mean? A marina is a type of dock that differs from the usual. It is a small port that allows small and sometimes fancy boats such as sailboats, yachts, and motorboats to dock. A marina is different from the usual ports that dock all water vessels such as ships, large boats, etc. A marina is usually owned privately rather than publicly. Because of this factor, docking fees at marinas are expensive compared to the ports that are publicly owned. So, a “liveaboard marina” is a type of marina that allows boat owners to live full time on their boats while docked in the marina.

By implication, a liveaboard marina is practically designed for boats such as a liveaboard. It is set up so that the occupants can live there comfortably and have access to certain amenities that the marina will provide. 

Florida is a state in the United States of America that is situated on a peninsula between the Gulf of Mexico, the Atlantic Ocean, and the Straits of Florida. Essentially, Florida is a state that extends towards the ocean and is surrounded by a lot of beaches, docks, marinas, ports, etc, in other words, it’s a boater’s dream. Living in a liveaboard marina in Florida involves a lot of expenses, so it is a pragmatic move to search for cheap marinas that will enable you to reduce the amount you will spend in the long run. 

Some of These Liveaboard Marinas in Florida with Affordable Rates Are: 

Cape marina.

Cape Marina is arguably one of the oldest marinas in Florida, run in conjunction with Port Canaveral for over 4 (four) decades. In other words, ‘Cape Marina’ is familiar with the whole process of running a marina and how best to take care of boaters who dock at their marinas. It is located at 800 Scallop Dr, Cape Canaveral, Florida 32920 USA. 

Some of the quality feature possessed by this port is as follows:

An Effective Docking system

Cape Marina has an efficient docking system with high-quality equipment to ensure the safety of one’s boat and also reduce the possibility of an accident. The docking system is equipped with strong aluminum docks for sturdy support. These docks can accommodate vessels with the length of 30ft (thirty feet) to 65ft (sixty-five feet). Another quality feature the Cape Marina possesses is the 24/7 easy and fast ocean and inter-coastal access. In other words, the marina is open at any time for docking regardless of the time. This is a feature possessed by marinas that offer quality services, and for the price ‘Cape Marina’ offers, it is a good bargain. 

Quality On-shore Facilities

Living in a marina is usually not comfortable because amenities usually present offshore are not available. In essence, one generally lives a ‘harsh’ life on marinas. However, Cape Marina offers certain services that will make you “feel at home.” Services like full bathroom services, showers for clean bathing, coin-operated washers, and dryers are also available. Bonus services such as spa areas for comfortable resting and BBQ grills are also available.

Now, certain services are not usually offered by marinas but are needed by the occupants of the liveaboard in a marina to live comfortably. Cape Marina takes cognizance of such factors and offers some of these services. Some of these services include Free Wi-fi, high-speed fueling, pump-out services, dock customer fuel discounts, among other services. They also provide free electricity power for your boat. 

Good Storage Facilities

Most liveaboard boats are relatively small and cannot hold a lot of things. Cape Marina counters this issue by providing both in/out storage facilities for boaters who want to store belongings that are precious to them. These storage facilities are well secure due to the efficient security system run by Cape Marina. Customers are usually issued ID cards that give them access to their property. Cameras are installed in certain areas on the marina for surveillance.

Cheap Docking Pricing

For the services they offer, compared to other marinas, it can be considered “cheap.” The monthly liveaboard rate per person is $125 (one hundred and twenty-five dollars) per person, which is quite decent. However, the cost of wet slips for docking differs depending on the size of your liveaboard. The cost can range from $390 (three hundred and ninety dollars) for 30’slip to $893 (eight hundred and ninety-three) for 65’slip monthly. 

Cape Marina provides quality docking services for the prices it offers. It is a solid choice to make if you do not want to spend a lot of money.

best and cheapest live aboard marinas florida

>>Also Read: Living on a Boat in Florida – Best Liveaboard Marinas, Costs and Tips

Riviera Resort and Marina

Riviera Resort and Marina, renowned for its participation in fishing-related activities, is another marina that is quite decent in terms of its pricing for a liveaboard. It is located at 2760 Botts Landing Road, DeLand, Florida, 32720, USA. Some features of this liveaboard marina are:

Recreational Facilities

On a liveaboard in a marina, life is usually drab and boring. Before moving into a boat to live there for a long while, you would have to accept that life will be harsher than living in an actual house due to the difference in circumstances and other factors. The Riviera Resort and Marina counter this by providing tools and equipment for the customers to engage in fishing, which can be very good for relaxation. Swimming pools are also available for customers. This is a very useful feature, especially during the summer when life becomes almost unbearable for boaters due to the absence of air-conditioners and electric fans. The pools provide the customers with the opportunity to soothe themselves from the sun’s heat.

Housing Facilities

The Riviera Resort and Marina provides decent motel services with wireless internet for connection which is a bonus. The motel rooms also provide facilities with full kitchens, Air conditioners, cable TV, and microwaves for warming meals. Other extras such as outdoor grills, picnic tables are also present in the marina.

Homey Feeling

The Riviera Resort and Marina creates a family-like environment for its customers. This makes people who dock at the marina comfortable because most people who lodge at marinas are usually “homesick.” The Riviera Resort and Marina helps to remedy this factor. Also, pets under 30 pounds are allowed into the marina for companionship. 

Docking Price

The lodging price can range from $85(eighty-five) dollars to $235 (two hundred and thirty-five dollars) per night, depending on the size and number of rooms one purchases. 

Riviera Resort and Marina

>>Also Read: Best Boating Destinations in Florida

Hidden Harbor Marina 

Hidden Harbor Marina is a neat, small, and well-equipped marina for liveaboard boats. It is located at the Northern end of the Sebastian River. The specific address is 10 Prawn Street, St Augustine, FL 32084-4384. 

The Hidden Harbor Marina is suitable that is well designed with boaters’ comfort in mind. Some of the useful features that this marina possesses are:

Convenience Stores

Usually, boaters buy canned and packaged foodstuff and other amenities they will need to live comfortably on a marina. However, the Hidden Harbor Marina runs a lot of convenience stores. Instead of buying in large quantities, occupants of the liveaboard boat can easily buy what they need from these stores without much stress—these stores in Hidden Harbor Marina range from stores that sell boating equipment to grocery stores and restaurants. 

Quality and Essential services

On most marinas, some quality services such as electricity are usually absent. However, the Hidden Harbor Marina provides electricity 24/7and access to freshwater. 

Hidden Harbor Marina provides important amenities such as floating docks, laundry services, restrooms, security, showers, winter storage, hotel/lodging, and others. Medical facilities are also available in case of emergencies and accidents.

The Riviera Resort and Marina offers these services at affordable rates. It is a suitable option if expenses play a major role in your decision to live on a liveaboard marina. 

Where is the best marina to live on a liveaboard in Florida Hidden Harbor Marina

>>Also Read: Best Boating Towns to Retire in the US

Cheapest Liveaboard Marinas in Florida – Final Thoughts 

Living on a boat in Florida can be difficult at first. Finding a great liveaboard marina is one of the first things to settle and one of the most difficult tasks. These liveaboard marinas are among the best and cheapest marinas in Florida, USA. They are the perfect option if you want to spend less and still get quality services. 

Peter

Peter is the editor of Better Sailing. He has sailed for countless hours and has maintained his own boats and sailboats for years. After years of trial and error, he decided to start this website to share the knowledge.

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Tips To Living On A Boat In Key West

Brian Samson

February 6, 2023

Tips To Living On A Boat In Key West | LakeWizard

‍ Key Takeaways

  • Living on a boat in Key West, Florida requires plenty of planning and love for the sea
  • Dock rates, lease rates, and other factors can influence costs tremendously
  • Mooring restrictions are in place, so be sure to check the areas of interest

‍ Living on a boat in Key West can be a truly wonderful experience. But what are some tips to make the process easier?

Being prepared for the unique challenges that come with living on a boat in Key West is important. These tips include having a solid hurricane plan, familiarizing yourself with local weather and sea conditions, and being aware of the regulations and ordinances in place for liveaboards .

Finding the perfect spot to live on a boat in Key West can be challenging, but preparing yourself ahead of time is key. As you will see, these tips will make the experience much better.

Table of contents

‍ best tips to living on a boat in key west.

Key West is a beautiful spot to live aboard in your boat, especially with the living coral barrier reef, magnificent marine life, and arguably one of the best places to sail. But there are important factors to consider to boating full time in the Florida Keys. Understanding each tip will help you save time, money, and your sanity while in Key West.

Hurricane Plan

You will need a good hurricane plan in the event of nasty weather towards Key West. Typically, June 1st to November 30th is hurricane season for Key West and all of Florida. If you happen to be caught near one, you should:

  • Stay informed about the storm's forecast and track, whether it is hitting the Florida Keys or not
  • Prepare an emergency kit with supplies such as non-perishable food, water, first aid items, and a battery-powered radio.
  • Make a plan for you and your family for leaving Key West or sheltering in place (better have a good anchor).
  • Heed all evacuation orders issued by local officials in the Florida Keys.
  • Keep important documents and identification in a water-proof container.

Getting Used to Weather and Sea

Key West has warm weather year-round, meaning it has its hot seasons. People that live in KEy West must be used to the heat, or otherwise they could not handle it. If living on a boat there, you should:

  • Stay informed with weather forecasts and alerts so you know what to expect and can plan accordingly.
  • Wear lightweight, breathable clothing and protect yourself from the sun with a hat, sunglasses, and sunscreen.
  • Drinking plenty of water to stay hydrated in the heat and humidity.
  • The heat and humidity can be overwhelming, so take it easy and pace yourself when engaging in outdoor activities.
  • The sea can be unpredictable, so take the opportunity to learn about the tide schedule, currents, and warning signs of rip currents, and always be aware of your surroundings when swimming. Boating safety is very important in these waters.

Many communities in Key West have implemented mooring fields and restrictions on anchoring, which may require the use of mooring buoys and the payment of fees. You will need to be familiar with how mooring buoys work for liveaboard life.

Private docks might be out of the question depending on the location in south Florida. This will be a cost that you need to factor into your boating budget.

Lease Rates

When it comes to leasing a spot for your floating home, there are different rates depending on the usage and rent type. For commercial purposes, the cost is $32.93 per foot on a monthly basis and an additional $1.00 fee for each licensed passenger. The rates may be higher due to boat rentals.

Keep in mind, there is a commercial waitlist in place for various parts of the Florida Keys. For those looking to use the spot recreationally, the rate is $28.61 per foot per month, with a recreational waitlist in effect.

If you are interested in the liveaboard life, the rate is $25.30 per foot per month with an extra $43.60 charge per person, per month. It is important to note that all leases require boat owners to lay down a deposit that equals one month's rent.

Dockage prices for transient boats vary depending on the duration of stay. Daily rates are $3.30 per foot, weekly rates are $18.70 per foot, and monthly rates are $52.80 per foot. These rates are subject to change at any time, especially during the Key West Marlin Tournament or if a lot of Key West fishing charter activities are occurring.

Water usage is included in the cost, but electric usage is metered. Keep in mind that there is a maximum stay limit of 120 days per calendar year, so be aware for living aboard in a given location.

During the summer months, transient dockage rates are reduced to $2.75 per foot per day, $14.85 per foot per week, and $42.05 per foot monthly. Local transient boats also receive a discounted rate of $2.20 per foot per day, $11.00 per foot per week, and $31.90 per foot monthly.

Derelict Vessels

Local and state governments have been cracking down on abandoned vessels in the Florida Keys, so it is important to ensure that your boat is in good working condition if you plan on living aboard. Liveaboard boaters must also be able to move the boat under its own power and sail to avoid fines.

On average, it costs roughly $240,000 a year just to take care of abandoned boats near the Florida Keys. This is costing taxpayers quite a bit of money, so lawmakers are aiming to crack down on this act.

Pump-Out Service

It is important to be aware of the county-wide ordinance that bans the overboard discharge of sewage in Key West, and to make use of the county’s free pump-out service. This is to protect the national marine sanctuary in Florida that surrounds the Keys, so just use common sense here.

Living Near Various Districts

There is an anchorage area just west of the island being a popular spot for liveaboards. This area is often referred to as "Key West affordable housing" and many of the residents commute to work every day by dinghy.

While there are many Florida communities and beautiful beaches where you could enjoy the liveaboard life, you might need special permits to stay long term. Some of the best locations to be in or around Key West include:

  • Dry Tortugas (and visit historical landmarks like the Dry Tortugas National Park).
  • Florida mangroves (plenty of captivating mangrove forests from Loxahatchee to Key West).
  • Duval Street and Mallory Square (one of the most popular streets in Key West, along with a historic old town).
  • Key Largo all the way to the Historic Seaport (the southernmost point)

Is it Difficult to Live on a Boat in the Florida Keys?

The short answer is yes, it can be difficult to adjust to life on boats. Living the boating life is not for everyone in the continental United States, even in the Florida Keys, so you will need a different perspective to have the best boating experience and set anchor somewhere you prefer.

If you want to enjoy boating and the liveaboard life, here are the pros and cons:

  • Get to see diverse marine life while at anchor, like spiny lobsters, and potentially have wildlife encounters with key deer on land
  • Buy a fishing license to catch various species of tropical fish
  • If you want to explore, but do not want to move your boat, a boat rental or guided tour for a day trip are easy to find
  • Seagrass beds, coral reefs, and the national marine sanctuary are beautiful sites to see while boating
  • Strong winds with storms make it difficult to live on boats, even in the Florida Keys
  • Private charters, along with other boating companies, might take up a lot of dock space in many marinas
  • Some people might not like the Atlantic Ocean, the coral reef, Florida fish, or the florida Keys at all, or just prefer land in general
  • Depending on your experience sailing, there may be areas you want to steer clear of in Florida if you are not familiar with the area
  • You will need to get familiar with how to use a mooring buoy and be able to identify boundary buoys and trap buoys
  • New laws limit the amount of time you can spend living in the Florida Keys on a boat, which drives away business for that scenario

How Many People Live on Boats in Key West?

Since the new law a few years ago, liveaboards are only able to stay 90 days at a time. So the number of boats has gone down dramatically over the years, where numbers used to be around 100 or so.

On average, you can expect to see anywhere near 70 boats at a time throughout the Florida Keys that live aboard their boats. However, these vary based on time of the year and availability of dock space.

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Brian Samson

I have a deep love of houseboating and the life-changing experiences houseboating has brought into my life. I’ve been going to Lake Powell on our family’s houseboat for over 30 years and have made many great memories, first as a child and now as a parent. My family has a passion for helping others have similar fun, safe experiences on their houseboat.

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23-year-old has lived on and off cruise ships for years: ‘It's been the best time of my life'

By celia fernandez,cnbc • published 2 hours ago • updated 2 hours ago.

Growing up, Payton Martin 's family went on a lot of cruises and she became fascinated with them. The now 23-year-old Oklahoma native says back then she'd dreamed about working and living on one.

"I always wondered about what the guests don't see and what was going on behind closed doors," Martin tells CNBC Make It.

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Fast forward to the summer of 2021, Martin was getting ready to go on yet another cruise with her family. This one had been rescheduled several times because of the COVID-19 pandemic. Martin's experience on that trip made her realize that if she was ever going to make her dream a reality, now was the time.

"I always had the idea of working aboard a cruise ship but never thought of it as something possible for myself," Martin says. "And after covid, I think we all learned that life is short and anything can happen at any time, so I applied for a job as an entertainment host aboard a Carnival cruise."

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When Martin first moved aboard, she lived in a bunk bed cabin with a roommate.

Martin says one of the things she learned during her transition from guest to crew member is just how many different kinds of jobs and opportunities there are for people who want to work aboard a ship. A quick browse on Carnival's careers site shows listings for a photographer, a baker, a wiper, a bar server, and more.

Martin was offered a job as an entertainer aboard the Carnival Horizon ship in October 2021, and after extensive training, she started in January 2022. Martin left college for the job.

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"I wanted just to travel the world and meet people. I left school because it wasn't going anywhere, and I'm only young for a certain amount of time, and this was the time to try something new," Martin says.

Carnival flew Martin to Palermo, Italy to board the ship, where she shared a cabin with a coworker. Room and board were covered under Martin's contract. But while she didn't have to pay for rent or food, she says it was an unspoken rule to give a weekly tip to the person who cleaned their cabin.

Martin was part of Carnival's fun squad from January to July. The ship's six- and eight-day cruises departed from Miami.

Martin worked aboard Carnival cruises for over a year.

While working on the Horizon, Martin applied for a position aboard the Carnival Pride. By September 2022, she was on her way back to Europe.

After a week aboard the Carnival Pride, Martin met Salvatore Giglio, a 31-year-old second electro-technical officer.

"I saw him and remember thinking he was so cute. Then we saw each other again and briefly spoke, and my first thought about him was how friendly he was," Martin says.

The two kept running into each other, and after about two weeks of chance encounters, Martin stopped to pay him a compliment, and Giglio asked for her Instagram.

"He slid into the DMs. I still give him a hard time for that, so it's funny. It's a modern romance with the twist of a cruise ship, of course," Martin laughs.

Martin moved into Giglio's one-bedroom cabin.

In October 2022, a month after meeting, the two "linked their IDs," as Martin calls it. It meant they went to HR to get permission to live together.

"Something we say on the ship is one week on board is equivalent to one month on land. You spend so much time with people, you live together, you work together, you have dinner together. It speeds things up, for sure," Martin says.

Martin moved into Giglio's cabin, a one-bedroom he lived in alone. It was big enough to have a full-size bed, a couch, a desk, and four small closets.

Eventually, Giglio transferred to another ship. Martin stayed aboard the Carnival Pride and was able to continue living alone in the one-bedroom cabin.

Martin's contract ended that December and she flew home to Oklahoma before setting off to meet Giglio aboard the ship he was working on — but this time as crew family instead of a crew member.

One of the perks of Giglio's position is that he can have a family member stay with him for several weeks at a time.

She stayed aboard for four weeks until Giglio's contract ended. After that, the two spent time traveling between visiting Martin's family in Oklahoma, sightseeing in Los Angeles, and seeing Giglio's family in Italy.

"At the time, we weren't engaged, and we had kind of just met, but we knew it was something serious. We were still trying to figure it out," Martin says.

Martin and Giglio met aboard a Carnival cruise ship in 2022.

In March 2023, Martin resigned from her position as an entertainment host with Carnival and after seven months of dating and traveling the world together, Giglio proposed to Martin in June.

That November, Giglio signed another contract to work aboard the Carnival Pride, where they first met.

Martin's time aboard cruise ships has taken her to over 20 destinations, including Honduras, Dominican Republic, Spain, England, France, Croatia, Turkey, Malta, Greece and Portugal.

While Martin did love her time as a member of Carnival's crew, she does also enjoy the flexibility of just being a guest again: "I don't think I'm done sailing but I was tired of being away from family," Martin says.

"If an opportunity came up and I wasn't gone for months at a time, I would probably take it, but right now, I'm seeing what happens."

A perk of Giglio's job is that Martin can come live aboard with him for a few weeks at a time.

The couple are now back in Italy and building their own apartment above Giglio's parent's house. They aim to complete the work by May next year. The hope is to be able to split as much time between the U.S. and Italy as possible.

"I really prioritize family time, whether it's my family here or my Italian family in Sicily. If I'm with either one of them, then I'm happy," Martin adds.

Martin says she would recommend working on a cruise ship to anyone because even though you work hard, you get to travel and see the world.

"It wasn't easy to leave everything I knew behind and go live on board a cruise ship for months at a time," Martin says.

"I got to learn how much bravery and courage I had. You just never know your full potential if you don't put yourself outside of your comfort zone."

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This Friendly Florida Beach Town Has More Canals Than Venice

From boating to beaches, parks, and restaurants, here are the best things to do in Cape Coral, Florida.

Mariette Williams is a South Florida-based writer who focuses on travel, home, books, and food. She has decades of travel experience and has been writing professionally since 2019.

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Situated on Florida’s Southwest Coast, Cape Coral is famous for its winding canals and warm waters filled with marine life. The friendly beach town boasts over 400 miles of waterways, many leading directly to the Gulf of Mexico, making it a favorite among boaters. It's a popular spot for families too, with parks, museums, and top-notch restaurants. The town even hosts a vibrant weekend farmer’s market and has a variety of accommodations, from upscale resorts to boutique hotels.

If you've been contemplating a trip to one of Florida’s most welcoming beach towns , here's a guide to everything you should see and do during your visit to Cape Coral. 

Things to Do 

Visit the ecological preserve .

The Four Mile Cove Ecological Preserve is a 365-acre haven for birding and offers a unique 1.2-mile loop trail that promises a picturesque walk. There’s no entry fee, and the park is open year-round from 8 a.m. to dusk. Before your hike, stop by the visitor’s center for insights on the local wildlife, and keep your eyes peeled for heron and ibis sightings. 

floridahikes.com , 2500 SE 24th St, Cape Coral, FL

Enjoy a Beach Day on Fort Myers Beach

Cape Coral is home to a few small public beaches, but we recommend heading to nearby Fort Myers Beach. Just 15 minutes from Cape Coral, Fort Myers Beach has a lively pier and offers water sports like parasailing, jet skiing, and paddle boarding. After working up an appetite, head to the boardwalk, which is lined with casual restaurants serving burgers and seafood. End the day watching the sunset from the pier or watching the street entertainers in Times Square. 

Spend the Day on the Water 

One of the best ways to experience Cape Coral is on a boat. The waters around Cape Coral are full of marine life, and it’s not unusual to spot dolphins and manatees during a ride. Dolphin Boat Tours offers dolphin tours during the day, or you can opt for an evening to watch the sunset. The boat tour comes with an experienced captain, and you can bring your own food and snacks. 

Visit the Farmer’s Market 

If you’re here on the weekend, swing by the Cape Coral Farmers Market, open from 10 a.m. to 1 p.m. every Saturday. The market offers a mouthwatering selection of homemade pastries, jams, and pickled veggies, along with Florida-grown fruits and vegetables. After picking up a few snacks, spend the morning strolling through the booths for some take-home souvenirs like natural soaps, essential oils, and handmade jewelry. 

capecoralfarmersmarket.com , SE 47th Terrace and SE 10th Place, South Cape, FL 

Explore Cape Coral Historical Museum 

Take a break from the heat and head indoors to explore the Cape Coral Historical Museum, which has a collection of letters, photographs, and maps that tell the story of early Cape Coral. The museum offers guided tours each hour, and there’s a butterfly garden outside. Check the museum’s site before visiting, as the museum often hosts workshops and live music events throughout the month. 

capecoralmuseum.org , 544 Cultural Park Blvd, Cape Coral, FL 33990 

Indulge in Comfort Food

There are a few reasons why Point 57 Kitchen & Cocktails is one of Cape Coral’s most popular restaurants. The restaurant is a haven for fresh seafood like steamed mussels, crab cakes, and fish tacos. You also can’t go wrong with the buttermilk fried chicken sandwich or the short rib grilled cheese sandwich. Save room for a slice of chilled Key Lime Pie or Grandma’s Butter Cake, a decadent brown butter cake topped with whipped cream. 

point-57.com , 3522 Del Prado Blvd S, Cape Coral, FL 33904

Enjoy Asian-Inspired Bites 

Sleek and inviting, Stone’s Throw opened in 2023 and has already attracted a loyal following. The bar and restaurant have a pretty impressive collection of domestic and imported wines and a curated menu of custom cocktails. The menu features seafood and steak dishes, like calamari and braised short ribs, and a few Asian-inspired dishes, like General Tso’s chicken sandwich, tuna poke nachos, and pork potstickers. 

stonesthrowcc.com ,1339 Cape Coral Parkway E, Cape Coral, FL 33904

Savor Fresh Seafood 

You’ll likely not get fish any fresher than at Fish Tale Grill. The restaurant owners opened Merrick Seafoods in 1991 and sold fresh seafood to restaurant owners and residents.  Based on the store’s popularity, the owners expanded and opened Fish Tale Grill in 2013. Some of the restaurant’s main courses include clams, spicy lobster, and a seafood tower piled high with Gulf oysters, king crab, and local clams. 

bestseafoodcapecoral.com ,1229 SE 47th Terrace B, Cape Coral, FL 33904

Enjoy a Hearty Weekend Brunch 

Cape Coral’s 10 Twenty-Five restaurant is popular for its brunch menu, which includes generous portions of biscuits and gravy, French toast topped with cannoli cream, and a decadent chicken and donuts entree that features buttermilk fried chicken alongside churro donuts and sweet potato fries. The brunch specials are reserved for Saturdays and Sundays and include the option of mimosas. 

10twentyfive.net , 1025 Santa Barbara Blvd, Cape Coral, FL 33991

Feast on Authentic Mexican Cuisine 

In downtown Cape Coral, Monarca’s Authentic Mexican Cuisine Bar & Grill offers a robust menu of tasty Mexican-American dishes. The restaurant features generous plates of tacos, enchiladas, burritos, quesadillas, and chimichangas, along with vegetarian options. Don’t leave without trying the homemade flan and curator leches cake, and ask for a table outside to enjoy the canal views.  

monarcasrestaurants.com , 1604 SE 46th St, Cape Coral, FL 33904

Share Afternoon Appetizers 

As the name suggests, Gather is a homey restaurant for gathering with friends or family for shared dishes and a few drinks. From Tuesday through Sunday, from 4 to 10 p.m., the restaurant offers “gathering plates” of pork belly steam buns, street corn, and ahi tuna tostadas to be shared at the table. The restaurant also has happy hour specials of empanadas and truffle cheese fries, which can be paired with the cocktail of the day. 

gathercape.com , 5971 Silver King Blvd STE 116, Cape Coral, FL 33914

Where to Stay 

Rest at a resort.

The Westin Cape Coral Resort and Marina Village is a sleek, contemporary resort with a prime location overlooking the marina. Each guestroom has a private screened-in balcony with views of the Gulf of Mexico, the Caloosahatchee River, or the Mangrove Preserves. You can dine at three different restaurants and lounges across the property or opt for room service. There’s also an on-property salon, three sparking pools, and complimentary group yoga. Sign up for the complimentary 2-hour dolphin tour that leaves from the hotel twice a day, seven days a week. 

marriott.com , 5951 Silver King Blvd, Cape Coral, FL 33914

Stay at a Boutique Hotel in the Historic District 

If you want to be in the middle of the action in Cape Coral’s historic district, consider the Dolphin Key Resort. The property has 100 rooms and a heated swimming pool, and it’s close to dining, shopping, and restaurants. The hotel is also home to the Tiki Hut Bar and Grill, which has an all-day menu and live entertainment six days a week. 

dolphinkeyresort.com , 1502 Miramar St, Cape Coral, FL 33904 

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'We want her back safe': Loved ones search for South Florida woman who vanished in Madrid

Sanna Rameau describes her best friend, Ana Knezevich , 40, as one of the sweetest people she’s ever met.

“She is just so caring, so sweet,” Rameau said. “She is funny. She is smart. She is adventurous.”

But now, Knezevich is missing.

“Someone has done something to her, and I’m trying to understand who it could be and why,” Rameau said.

Knezevich has been living in an apartment in Madrid, the Spanish capital, since December, but on Feb. 2, she vanished.

Neighbors said they last saw her around 10 o’clock that night.

Ana Knezevich.

According to Rameau, the move from Fort Lauderdale was a fresh start for her friend, who was going through a stressful time.

“She is divorcing her husband and is going through that,” Rameau said.

She said she sent Knezevich a text message the day she disappeared but didn’t hear back. The next day, however, Rameau received a message saying that Knezevich met someone and was going to his home two hours from Madrid and that cellular service would be spotty. Rameau found the message “strange” and believes someone else was texting her from Knezevich’s phone.

“I tried to respond saying I was worried about her, like ‘you don’t sound safe,’” Rameau said. “What is she talking about? This makes no sense, and my messages didn’t go through, either.”

When she hadn’t gotten a response by the next day, Rameau contacted police in Madrid.

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On Feb. 4, friends also called the local fire department to conduct a wellness check. The fire department said Knezevich wasn’t there.

“They didn’t find her,” she said. “Looks like she left the apartment locking it from the outside. That’s the last we know.”

Rameau said authorities in Madrid told her they did find something strange captured on security video about 30 minutes before Knezevich was last seen.

“A man with a helmet sprayed the surveillance cameras outside the directory of her apartment building and waited for two people to leave the building and took the opportunity to go inside and spray the surveillance camera inside by the elevator,” she said.

Rameau said that Madrid police are investigating and the family is working with the FBI but that so far, they have no leads.

“I honestly feel like I’m still living in a dream, to be honest with you,” she said. “I have never felt this pain in my entire life.”

Rameau is sending this message to her friend or to anyone who may know where she is:

“We miss and we love her,” she said. “We want her back safe.”

Kim Wynne is a reporter for NBC South Florida.

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    The boat. A marina slip or a boat slip is like a parking space for your boat, that is, the place where your boat will be anchored. A monthly slip for a 40-foot (12-meter) boat can cost between $800 and $2000, depending on the location. The price of the slip depends on the location - the more popular your area is, the more it's going to cost.

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    Many marinas charge a transitory fee on a daily, weekly, or monthly basis, with discounts for longer stays. Annual slip holders, on the other hand, benefit from the best rates. In Florida, monthly slips for a 40-foot sailboat can cost anything from $800 to well over $2,000 per month.

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    Best Places to Live on a Boat in Florida. Here are five of the best marinas where you can live on a boat in Florida: • Dinner Key Marina - Miami, Florida: Located in the heart of Miami, Dinner Key Marina offers a vibrant and convenient location for living on a boat. With stunning views of the Miami skyline, this marina provides a range of ...

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    Living on a boat in Florida is cost-effective and offers boaters freedom, flexibility, stress-free living, a sense of community, and a connection to nature. One of the most important factors to consider when deciding to live on a boat in Florida is the marina. There are many marinas throughout the state that offer different amenities and ...

  5. The Best Liveaboard Marinas in Florida (3 Budgets)

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    Here are some of the best liveaboard marinas in Florida sorted by location. Hopefully, at least one or more of them will be what you are looking for. The marinas are listed first by location and then by the quality. The higher up the list the marina is the better it is, not the more expensive it is.

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    One parting thought: Living on a boat full time and traveling is like having three or four full-time jobs. Each requires 30-40 hours per week when you include labor, research, and thinking and planning. Boat ownership — basic maintenance and cleaning. Cruising full-time — destination and route planning, weather study.

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    Living on a boat in Florida can be an amazing experience, but it also comes with the risk of hurricanes and tropical storms. Therefore, it is essential to be prepared for storms while living on a liveaboard marina. One important thing to consider is the marina's location. If the marina is located in a high-risk hurricane zone, it is important ...

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    4. Halifax Harbor Marina. Location: Halifax Harbor Marina is located in the heart of Daytona Beach, Florida. You can easily access it from the Intracoastal Waterway, making it convenient for boaters. About: This marina has 550 slips and covers 60 acres. It is owned by the City of Daytona Beach.

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